HSBC Bank
Taj Credit Card
SimplifyCards take:A good fit if you want a card built for taj, hotels, and dining
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Best for Taj, SeleQtions, Gateway, Vivanta, And Amã Stays & Trails SpendsBest for
5 Reward Points / ₹100 spent
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for taj, hotels, and diningBottom line
It combines complimentary airport lounge access and accelerated rewards on taj, seleqtions, gateway, vivanta, and amã stays & trails spends
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Taj, SeleQtions, Gateway, Vivanta, And Amã Stays & Trails Spends | 5 Reward Points / ₹100 spent |
| Other Eligible Spends | 1.5 Reward Points / ₹100 spent |
Redemption
Taj Wallet balanceupto ₹ 0.6667 per reward point
Important conditions
1
Domestic loungeUnlimited visits per year
- Unlimited global airport lounge access, subject to programme terms
2
International loungeUnlimited visits per year
- Unlimited global airport lounge access, subject to programme terms
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Unlimited room upgrades to the next level at participating IHCL hotels
- 25% savings on best available rate at Taj and other participating IHCL hotels
- Four vouchers for set meals for two at participating restaurants
- 25% savings on food and beverages and Qmin deliveries
- Up to 4 spa treatment benefits per year
- Swimming pool access for 2 up to 12 times per year
- The Chambers Lounge access up to 12 times per year for cardholder and guest
- Taj Club Lounge access up to 12 times per year
- Unlimited global airport lounge access, subject to programme terms
- 4 domestic and 4 international chauffeur-driven airport transfers per year
- 12 complimentary golf games and lessons per year
Additional details
- Reward points never expire
- Redemptions can be processed only via the HSBC India Mobile Banking app
Latest Updates
Recent changes to this card
HSBC offers 0% forex markup on eligible international spends15 Aug 2026
- From 15 August 2026 to 15 September 2026, eligible foreign-currency POS and online transactions on HSBC consumer credit cards carry 0% forex markup
- Add-on card transactions are considered, regular card rewards continue, and exclusions include ATM withdrawals, INR-charged transactions, corporate/commercial cards, disputed or reversed transactions, and transactions posted after the offer period
- GST, card-network, regulatory, and other non-forex charges may still apply; verify final terms with HSBC
Eligibility
Check this before you apply
Salaried
- Age 25 to 75 years
- Resident of India or existing HSBC India bank account holder for NRI
- Minimum annual income of ₹40,00,000
Self-employed
- Age 25 to 75 years
- Resident of India or existing HSBC India bank account holder for NRI
- Minimum annual income of ₹60,00,000
Exclusions
Spending that does not earn reward points
- Fuel transactions
- Rent payments
- Wallet loading transactions
- Educational spends
- Government-related transactions
- Insurance premium payments
- Utility bill payments
- EMI transactions
- Cash advances
- Card fees, charges, and interest
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