SimplifyCards take:A good fit if you want a card built for shoppers stop, shopping, and premium lifestyle
✓
Best for Shoppers Stop SpendsBest for
7% Reward Points
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
✦
Good fit if you want a card built for shoppers stop, shopping, and premium lifestyleBottom line
It combines complimentary airport lounge access, accelerated rewards on shoppers stop spends, and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Shoppers Stop Spends | 7% Reward Points | 2,000 Reward Points |
| Other Spends | 2% Reward Points | 2,000 Reward Points |
Redemption
Statement balanceupto ₹ 0.2 per point
SmartBuy flight/hotelupto ₹ 0.5 per point
Airmile transferupto 0.5 airmile per point
Vouchersupto ₹ 1 per point
| Voucher partner | Programme / collection | Ratio |
|---|---|---|
| Shoppers Stop | Shoppers Stop Vouchers | 1:1 |
Important conditions
1
Domestic lounge16 visits per year
- 16 complimentary domestic lounge visits per calendar year (max 4 per quarter)
2
International lounge8 visits per year
- 8 complimentary international lounge visits per calendar year (max 2 per quarter)
3
Milestone2,000 Reward Points on weekend spends of ₹50,000 or above at Shoppers Stop in a month (capped once per month)
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- ₹1,500 Shoppers Stop voucher as welcome benefit on any transaction at Shoppers Stop
- Complimentary Shoppers Stop Black membership worth ₹4,500
Additional benefits
- Link Credit Card for scan-and-pay transactions
- 1% fuel surcharge waiver on transactions from ₹400 to ₹5,000, capped at ₹250 per statement cycle
Additional details
- Minimum transaction of ₹150 required to earn reward points
- Points expire after 2 years from the date of accumulation
- Includes accidental air death cover worth ₹3 crore, emergency overseas hospitalization cover up to ₹50 lakh, and credit liability cover up to ₹9 lakh
Eligibility
Check this before you apply
Salaried
- Indian national
- Age 21 to 60 years
- Monthly income ₹70,000
Self-employed
- Indian national
- Age 21 to 65 years
- Annual income greater than ₹8.4 lakh
Exclusions
Spending that does not earn reward points
- Fuel transactions
- Rent payments
- Utility bill payments
- Insurance premium payments
- EMI transactions
- Government-related transactions
- Jewellery purchases
- Wallet loads
- Cash advances
- Payment of outstanding balances
- Education payments
Compare before you decide
Alternatives based on what you might want instead
Landmark Rewards PRIME Credit Card
Best for shopping, lifestyle, dining
Shoppers Stop Credit Card
Best for shoppers stop, shopping, entry level lifestyle
Regalia Gold Credit Card
Best for travel, lounge, lifestyle