SimplifyCards take:A good fit if you want a card built for flipkart, myntra, and cleartrip, and you want your rewards as simple, no-tracking cashback
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Best for simple cashbackBest for
7.5% cashback on myntra, auto-credited with no points to manage
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for flipkart, myntra, and cleartrip, and you want your rewards as simple, no-tracking cashbackBottom line
It offers accelerated rewards on myntra
Estimate your Cashback
Adjust your monthly spend to see the card's estimated annual value
How the card works
Cashback rates
| Category | Rate | Statement quarter cap |
|---|---|---|
| Myntra | 7.5% cashback | ₹ 4,000 |
| Flipkart | 5% cashback | ₹ 4,000 |
| Cleartrip | 5% cashback | ₹ 4,000 |
| Preferred Merchants | 4% cashback | - |
| Other Eligible Spends | 1% cashback | - |
Important conditions
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Fee waiverRenewal fee waived on annual spends of ₹ 3.5 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- Welcome benefits worth ₹350 on eligible paid cards and first-time Swiggy user offer
Additional benefits
- 1% fuel surcharge waiver on fuel transactions from ₹400 to ₹4,000, capped at ₹400 per statement cycle
- Dining Delights discounts at participating restaurants
Additional details
- Cashback is directly credited to the credit card statement within 3 days prior to statement generation in the next billing cycle
Latest Updates
Recent changes to this card
Axis Bank revised DCC markup and gift card rewards28 Aug 2026
- Effective 28 August 2026, Axis Bank has increased the Dynamic Currency Conversion (DCC) markup to 3.5% for most Axis credit cards
- Additionally, gift card purchases are excluded from earning reward points/cashback and no longer count towards spend-based fee waivers or milestone benefits
- Tolls and FASTag spends will also cease earning rewards
Eligibility
Check this before you apply
Salaried
- Primary cardholder should be between 18 and 70 years and resident of India
Self-employed
- Primary cardholder should be between 18 and 70 years and resident of India
Exclusions
Spending that does not earn cashback
- fuel
- rent
- wallet load
- EMI transactions and post-purchase EMI conversion
- gold and jewellery purchases
- cash advances
- payment of outstanding balances
- payment of card fees and other charges
- utility and telecom spends
- insurance services
- education payments via third-party apps
- government services
- online skill-based gaming
- purchases of gift cards on Flipkart and Myntra
- Gift cards
- Tolls and FASTag
Compare before you decide
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