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Optimized for travel and dining, featuring low 1.75% forex markup and complimentary lounge access.
Optimized for dining and movies, featuring complimentary lounge access.
Lifetime free card, Optimized for lifetime free and lounge, featuring low 1.5% forex markup and complimentary lounge access.
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Optimized for travel and lounge, featuring complimentary lounge access.
Lifetime free card, Optimized for travel and zero forex, featuring low 0% forex markup and unlimited airport lounge access.
| Feature | YES First Preferred Credit Card | HDFC Bank Diners Club Privilege Credit Card | IDFC FIRST Wealth Credit Card |
|---|---|---|---|
| Best for | travel, dining, lounge | dining, movies, smartbuy | lifetime free, lounge, golf |
| Reward rates | 0.5% - Base reward rate upto 2% - accelerated reward rate | 1% - Base reward rate upto 10% - accelerated reward rate | 0.1% - Base reward rate upto 1.3% - accelerated reward rate |
| Annual fee | Rs 999 | Rs 1,000 | Rs 0 |
| Fee waiver spend | Rs 2.5 lakhs | Rs 3 lakhs | - |
| Domestic lounge | 8 | 8 | 8 |
| International lounge | 4 | 4 | 8 |
| Forex markup | 1.75% | 3.5% | 1.5% |