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Optimized for rupay and upi, featuring complimentary lounge access.
Optimized for co-branded and grocery, featuring complimentary lounge access.
Lifetime free card, Optimized for cashback and food delivery, featuring complimentary lounge access.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
Optimized for fuel and hpcl, featuring complimentary lounge access.
| Feature | HSBC RuPay Cashback Credit Card | Patanjali RBL Bank Swarn Credit Card | Fibe Axis Bank Credit Card |
|---|---|---|---|
| Best for | rupay, upi, cashback | co-branded, grocery, movies | cashback, food delivery, entertainment |
| Reward rates | 1% - Base reward rate upto 10% - accelerated reward rate | 0.3% - Base reward rate upto 10% - accelerated reward rate | 1% - Base reward rate upto 3% - accelerated reward rate |
| Annual fee | Rs 499 | Rs 1,499 | Rs 0 |
| Fee waiver spend | Rs 2 lakhs | - | - |
| Domestic lounge | 8 | 8 | 4 |
| International lounge | 2 | 0 | 0 |
| Forex markup | 3.5% | 3.5% | 3.5% |