YES BANK Paisabazaar PaisaSave RuPay Credit Card
Rs 0Annual fee
0Domestic lounge
3.4%Forex markup
Best for
upi, cashback, lifetime free, co-branded
Top rewards
UPI scan & pay spends: 2 Reward Points per INR 200 spent on UPI transactions above Rs 2,000
YES Bank Kiwi Credit Card
Rs 0Annual fee
0Domestic lounge
Domestic lounge conditions
- Kiwi Neon milestone: 3% cashback on eligible yearly Kiwi App spends of Rs 50,000 + 1 lounge access
- Kiwi Neon milestone: 4% cashback on eligible yearly Kiwi App spends of Rs 1,00,000 + 1 lounge access
- Kiwi Neon milestone: 5% cashback on eligible yearly Kiwi App spends of Rs 1,50,000 + 1 lounge access
3.5%Forex markup
Best for
upi, lifetime free, cashback, kiwi
Top rewards
Eligible UPI spends via Kiwi: 1.5% cashback
| Feature | YES BANK Paisabazaar PaisaSave RuPay Credit Card | YES Bank Kiwi Credit Card |
|---|---|---|
| Issuer | YES Bank | YES Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | cashback as YES Rewardz points | cashback and reward points |
| Best for | upi, cashback, lifetime free, co-branded | upi, lifetime free, cashback, kiwi |
| Top reward categories | UPI scan & pay spends: 2 Reward Points per INR 200 spent on UPI transactions above Rs 2,000 | Eligible UPI spends via Kiwi: 1.5% cashback |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.4% | 3.5% |
| Milestone benefits | Not listed | Kiwi Neon milestone: 3% cashback on eligible yearly Kiwi App spends of Rs 50,000 + 1 lounge access, Kiwi Neon milestone: 4% cashback on eligible yearly Kiwi App spends of Rs 1,00,000 + 1 lounge access, Kiwi Neon milestone: 5% cashback on eligible yearly Kiwi App spends of Rs 1,50,000 + 1 lounge access |
| Redemption | Statement credit: upto Rs 1 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, UPI scan & pay transactions up to Rs 2,000 | fuel spends, rental payments, wallet loading transactions, government transactions, marketing and advertising services, cash advances / cash withdrawals |