YES Bank Kiwi Credit Card
Rs 0Annual fee
0Domestic lounge
Domestic lounge conditions
- Kiwi Neon milestone: 3% cashback on eligible yearly Kiwi App spends of Rs 50,000 + 1 lounge access
- Kiwi Neon milestone: 4% cashback on eligible yearly Kiwi App spends of Rs 1,00,000 + 1 lounge access
- Kiwi Neon milestone: 5% cashback on eligible yearly Kiwi App spends of Rs 1,50,000 + 1 lounge access
3.5%Forex markup
Best for
upi, lifetime free, cashback, kiwi
Top rewards
Eligible UPI spends via Kiwi: 1.5% cashback
YES BANK Klick RuPay Credit Card
Rs 0Annual fee
0Domestic lounge
2.75%Forex markup
Best for
upi, virtual card, lifetime free, co-branded
Top rewards
UPI transactions above Rs 2,000: 4 YES Rewardz Points / Rs 200 spent on UPI transactions above Rs 2,000; Other retail spends: 2 YES Rewardz Points / Rs 200 spent
| Feature | YES Bank Kiwi Credit Card | YES BANK Klick RuPay Credit Card |
|---|---|---|
| Issuer | YES Bank | YES Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | cashback and reward points | YES Rewardz points |
| Best for | upi, lifetime free, cashback, kiwi | upi, virtual card, lifetime free, co-branded |
| Top reward categories | Eligible UPI spends via Kiwi: 1.5% cashback | UPI transactions above Rs 2,000: 4 YES Rewardz Points / Rs 200 spent on UPI transactions above Rs 2,000; Other retail spends: 2 YES Rewardz Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 2.75% |
| Milestone benefits | Kiwi Neon milestone: 3% cashback on eligible yearly Kiwi App spends of Rs 50,000 + 1 lounge access, Kiwi Neon milestone: 4% cashback on eligible yearly Kiwi App spends of Rs 1,00,000 + 1 lounge access, Kiwi Neon milestone: 5% cashback on eligible yearly Kiwi App spends of Rs 1,50,000 + 1 lounge access | Not listed |
| Redemption | Statement credit: upto Rs 1 per point | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel spends, rental payments, wallet loading transactions, government transactions, marketing and advertising services, cash advances / cash withdrawals | fuel spends, rental payments, wallet loading transactions, government transactions, marketing and advertising services, cash advances / cash withdrawals |