Uni GoldX Credit Card
Rs 0Annual fee
0Domestic lounge
Domestic lounge conditions
- Uni GoldX has no complimentary domestic airport lounge access.
- Uni GoldX has no complimentary international airport lounge access.
0%Forex markup
Best for
Gold, Forex, UPI
Top rewards
All Retail Spends: 1% back in digital gold (100 Uni Coins per ₹100 spent); UPI Scans On RuPay: 1% back in digital gold (100 Uni Coins per ₹100 spent); Flight Bookings Via Uni Store: 7% back in digital gold
Paisabazaar PaisaSave RuPay Credit Card
Rs 0Annual fee
0Domestic lounge
3.4%Forex markup
Best for
UPI, Cashback, Lifetime Free, Co-Branded
Top rewards
UPI Scan & Pay Spends: 2 Reward Points per INR 200 spent on UPI transactions above ₹2,000
| Feature | Uni GoldX Credit Card | Paisabazaar PaisaSave RuPay Credit Card |
|---|---|---|
| Issuer | YES Bank | YES Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | Uni Coins | Cashback As YES Rewardz Points |
| Best for | Gold, Forex, UPI | UPI, Cashback, Lifetime Free, Co-Branded |
| Top reward categories | All Retail Spends: 1% back in digital gold (100 Uni Coins per ₹100 spent); UPI Scans On RuPay: 1% back in digital gold (100 Uni Coins per ₹100 spent); Flight Bookings Via Uni Store: 7% back in digital gold | UPI Scan & Pay Spends: 2 Reward Points per INR 200 spent on UPI transactions above ₹2,000 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 0% | 3.4% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Statement credit: upto ₹ 0.01 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | fuel spends, rental payments, wallet loading and top-up transactions, educational services and school fees, government services, utility payments | Fuel spends, Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, UPI scan & pay transactions up to ₹2,000 |