SimplySAVE Credit Card
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Dining, Movies, Departmental Stores, Grocery
Top rewards
Dining, Movies, Grocery, And Departmental Store Spends: 10 Reward Points / ₹150 spent; Other Eligible Spends: 1 Reward Point / ₹150 spent
PRIME Credit Card
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
3.5%Forex markup
Best for
Utility Bills, Grocery, Dining, Movies, Lounge
Top rewards
Utility Standing Instructions: 20 Reward Points / ₹100; Grocery And Departmental Stores: 10 Reward Points / ₹100; Dining: 10 Reward Points / ₹100
| Feature | SimplySAVE Credit Card | PRIME Credit Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa, RuPay | Visa, Mastercard, American Express |
| Joining fee | Rs 499 | Rs 2,999 |
| Annual fee | Rs 499 | Rs 2,999 |
| Fee waiver spend | Rs 1,00,000 | Rs 3,00,000 |
| Reward type | Reward Points | Reward Points |
| Best for | Dining, Movies, Departmental Stores, Grocery | Utility Bills, Grocery, Dining, Movies, Lounge |
| Top reward categories | Dining, Movies, Grocery, And Departmental Store Spends: 10 Reward Points / ₹150 spent; Other Eligible Spends: 1 Reward Point / ₹150 spent | Utility Standing Instructions: 20 Reward Points / ₹100; Grocery And Departmental Stores: 10 Reward Points / ₹100; Dining: 10 Reward Points / ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Pizza Hut e-Gift Voucher worth ₹1,000 on quarterly spends of ₹50,000, Renewal fee waived on annual spends of ₹3 lakh, E-Gift Voucher worth ₹7,000 from Yatra.com or Pantaloons on annual spends of ₹5 lakh |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | fuel, cash advance, balance transfer, wallet loading, transactions excluded under SBI Card reward terms | fuel, cash withdrawal, balance transfer, wallet loading, government transactions, online gaming transactions |