SimplySAVE SBI Card
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
dining, movies, departmental stores, grocery
Top rewards
Dining, movies, grocery, and departmental store spends: 10 Reward Points / Rs 150 spent; Other eligible spends: 1 Reward Point / Rs 150 spent
SBI Card PRIME
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
3.5%Forex markup
Best for
utility bills, grocery, dining, movies, lounge
Top rewards
utility standing instructions: 20 Reward Points / Rs 100; grocery and departmental stores: 10 Reward Points / Rs 100; dining: 10 Reward Points / Rs 100
| Feature | SimplySAVE SBI Card | SBI Card PRIME |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa, RuPay | Visa, Mastercard, American Express |
| Joining fee | Rs 499 | Rs 2,999 |
| Annual fee | Rs 499 | Rs 2,999 |
| Fee waiver spend | Rs 1,00,000 | Rs 3,00,000 |
| Reward type | reward points | reward points |
| Best for | dining, movies, departmental stores, grocery | utility bills, grocery, dining, movies, lounge |
| Top reward categories | Dining, movies, grocery, and departmental store spends: 10 Reward Points / Rs 150 spent; Other eligible spends: 1 Reward Point / Rs 150 spent | utility standing instructions: 20 Reward Points / Rs 100; grocery and departmental stores: 10 Reward Points / Rs 100; dining: 10 Reward Points / Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Pizza Hut e-Gift Voucher worth Rs 1,000 on quarterly spends of Rs 50,000, Renewal fee waived on annual spends of Rs 3 lakh, E-Gift Voucher worth Rs 7,000 from Yatra.com or Pantaloons on annual spends of Rs 5 lakh |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel, cash advance, balance transfer, wallet loading, transactions excluded under SBI Card reward terms | fuel, cash withdrawal, balance transfer, wallet loading, government transactions, online gaming transactions |