Shaurya Select Credit Card
Rs 1,499Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
3.5%Forex markup
Best for
Defence, Csd, Grocery, Dining, Lounge
Top rewards
Canteen Stores Department (CSD) Military Canteens, Dining, Movies, Departmental Stores, And Grocery Spends: 10 Reward Points / ₹100 spent; Other Eligible Purchases: 2 Reward Points / ₹100 spent
PRIME Credit Card
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
3.5%Forex markup
Best for
Utility Bills, Grocery, Dining, Movies, Lounge
Top rewards
Utility Standing Instructions: 20 Reward Points / ₹100; Grocery And Departmental Stores: 10 Reward Points / ₹100; Dining: 10 Reward Points / ₹100
| Feature | Shaurya Select Credit Card | PRIME Credit Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | RuPay, Visa | Visa, Mastercard, American Express |
| Joining fee | Rs 0 | Rs 2,999 |
| Annual fee | Rs 1,499 | Rs 2,999 |
| Fee waiver spend | Rs 1,50,000 | Rs 3,00,000 |
| Reward type | Reward Points | Reward Points |
| Best for | Defence, Csd, Grocery, Dining, Lounge | Utility Bills, Grocery, Dining, Movies, Lounge |
| Top reward categories | Canteen Stores Department (CSD) Military Canteens, Dining, Movies, Departmental Stores, And Grocery Spends: 10 Reward Points / ₹100 spent; Other Eligible Purchases: 2 Reward Points / ₹100 spent | Utility Standing Instructions: 20 Reward Points / ₹100; Grocery And Departmental Stores: 10 Reward Points / ₹100; Dining: 10 Reward Points / ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Pizza Hut e-gift voucher worth ₹500 on quarterly spends of ₹50,000, Yatra or Pantaloons e-gift voucher worth ₹7,000 on annual spends of ₹5 lakh | Pizza Hut e-Gift Voucher worth ₹1,000 on quarterly spends of ₹50,000, Renewal fee waived on annual spends of ₹3 lakh, E-Gift Voucher worth ₹7,000 from Yatra.com or Pantaloons on annual spends of ₹5 lakh |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | fuel, cash advance, balance transfer, wallet loading, transactions excluded under SBI Card reward terms | fuel, cash withdrawal, balance transfer, wallet loading, government transactions, online gaming transactions |