Standard Chartered Ultimate Credit Card
Rs 5,000Annual fee
16Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic lounge visits per calendar quarter
- 1 complimentary international lounge visit per month via Priority Pass, subject to a minimum spend of Rs 20,000 in the previous calendar month.
2%Forex markup
Best for
travel, lounge, golf, duty free
Top rewards
General retail spends (excl. fuel and capped categories): 5 reward points / Rs 150 spent; Utility, supermarket, insurance, rent, school fees, and government spends: 3 reward points / Rs 150 spent
Standard Chartered Beyond Credit Card
Rs 25,000Annual fee
UnlimitedDomestic lounge
Domestic lounge conditions
- Unlimited complimentary domestic and international airport lounge access
- 4 complimentary guest lounge visits per year
- Unlimited domestic and international lounge access is provided for the cardholder, plus 4 complimentary guest visits per year.
2%Forex markup
Best for
priority banking, travel, lounge, golf, dining
Top rewards
Other retail spends: 5 reward points / Rs 150 spent; Utility, insurance, grocery, school, property management and government spends: 3 reward points / Rs 150 spent
| Feature | Standard Chartered Ultimate Credit Card | Standard Chartered Beyond Credit Card |
|---|---|---|
| Issuer | Standard Chartered | Standard Chartered |
| Network | Mastercard | Visa |
| Joining fee | Rs 5,000 | Rs 15,000 |
| Annual fee | Rs 5,000 | Rs 25,000 |
| Reward type | 360° Rewards points | 360° Rewards points |
| Best for | travel, lounge, golf, duty free | priority banking, travel, lounge, golf, dining |
| Top reward categories | General retail spends (excl. fuel and capped categories): 5 reward points / Rs 150 spent; Utility, supermarket, insurance, rent, school fees, and government spends: 3 reward points / Rs 150 spent | Other retail spends: 5 reward points / Rs 150 spent; Utility, insurance, grocery, school, property management and government spends: 3 reward points / Rs 150 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 16 | Unlimited |
| International lounge | 12 | Unlimited |
| Forex markup | 2% | 2% |
| Milestone benefits | 6,000 reward points on payment of joining fee | Annual fee waiver subject to Funds Under Management (FUM) criteria in the last 3 months prior to fee levy |
| Redemption | Not listed | Statement credit: upto Rs 1 per point |
| Key exclusions | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges), Fuel transactions |