Standard Chartered Ultimate Credit Card
Rs 5,000Annual fee
16Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic lounge visits per calendar quarter
- 1 complimentary international lounge visit per month via Priority Pass, subject to a minimum spend of Rs 20,000 in the previous calendar month.
2%Forex markup
Best for
travel, lounge, golf, duty free
Top rewards
General retail spends (excl. fuel and capped categories): 5 reward points / Rs 150 spent; Utility, supermarket, insurance, rent, school fees, and government spends: 3 reward points / Rs 150 spent
IndusInd Bank Tiger Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- Priority Pass membership is complimentary ($99 value), but visits beyond the 2 complimentary visits are charged at standard rates.
1.5%Forex markup
Best for
travel, lounge, golf, movies, low forex
Top rewards
Utility, insurance, government, education, real estate, and rent spends: 1 point per Rs 100; Base spends (up to Rs 1L): 1 point per Rs 100; Base spends (Rs 1.01L - 2.5L): 2 points per Rs 100
| Feature | Standard Chartered Ultimate Credit Card | IndusInd Bank Tiger Credit Card |
|---|---|---|
| Issuer | Standard Chartered | IndusInd Bank |
| Network | Mastercard | Visa |
| Joining fee | Rs 5,000 | Rs 0 |
| Annual fee | Rs 5,000 | Rs 0 |
| Reward type | 360° Rewards points | reward points |
| Best for | travel, lounge, golf, duty free | travel, lounge, golf, movies, low forex |
| Top reward categories | General retail spends (excl. fuel and capped categories): 5 reward points / Rs 150 spent; Utility, supermarket, insurance, rent, school fees, and government spends: 3 reward points / Rs 150 spent | Utility, insurance, government, education, real estate, and rent spends: 1 point per Rs 100; Base spends (up to Rs 1L): 1 point per Rs 100; Base spends (Rs 1.01L - 2.5L): 2 points per Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 16 | 8 |
| International lounge | 12 | 2 |
| Forex markup | 2% | 1.5% |
| Milestone benefits | 6,000 reward points on payment of joining fee | Not listed |
| Redemption | Not listed | Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.4 per point |
| Key exclusions | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | fuel, cash advances |