Ultimate Credit Card
Rs 5,000Annual fee
16Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic lounge visits per calendar quarter
- 1 complimentary international lounge visit per month via Priority Pass, subject to a minimum spend of ₹20,000 in the previous calendar month.
2%Forex markup
Best for
Travel, Lounge, Golf, Duty Free
Top rewards
General Retail Spends (excl. Fuel And Capped Categories): 5 reward points / ₹150 spent; Utility, Supermarket, Insurance, Rent, School Fees, And Government Spends: 3 reward points / ₹150 spent
Tiger Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- Priority Pass membership is complimentary ($99 value), but visits beyond the 2 complimentary visits are charged at standard rates.
1.5%Forex markup
Best for
Travel, Lounge, Golf, Movies, Low Forex
Top rewards
Utility, Insurance, Government, Education, Real Estate, And Rent Spends: 1 point per ₹100; Base Spends (up To ₹1L): 1 point per ₹100; Base Spends (₹1.01L - 2.5L): 2 points per ₹100
| Feature | Ultimate Credit Card | Tiger Credit Card |
|---|---|---|
| Issuer | Standard Chartered | IndusInd Bank |
| Network | Mastercard | Visa |
| Joining fee | Rs 5,000 | Rs 0 |
| Annual fee | Rs 5,000 | Rs 0 |
| Reward type | 360° Rewards Points | Reward Points |
| Best for | Travel, Lounge, Golf, Duty Free | Travel, Lounge, Golf, Movies, Low Forex |
| Top reward categories | General Retail Spends (excl. Fuel And Capped Categories): 5 reward points / ₹150 spent; Utility, Supermarket, Insurance, Rent, School Fees, And Government Spends: 3 reward points / ₹150 spent | Utility, Insurance, Government, Education, Real Estate, And Rent Spends: 1 point per ₹100; Base Spends (up To ₹1L): 1 point per ₹100; Base Spends (₹1.01L - 2.5L): 2 points per ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 16 | 8 |
| International lounge | 12 | 2 |
| Forex markup | 2% | 1.5% |
| Milestone benefits | 6,000 reward points on payment of joining fee | Not Listed |
| Redemption | Not Listed | Air miles: upto ₹ 1 per point; Statement credit: upto ₹ 0.4 per point |
| Key exclusions | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | fuel, cash advances |