Standard Chartered Super Value Titanium Credit Card
Rs 750Annual fee
Rs 90,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
fuel, utility bills, telephone bills
Top rewards
Fuel spends (max transaction Rs 2,000): 5% cashback; Telephone & mobile bills (min transaction Rs 750 via BillPay): 5% cashback; Other utility bills (min transaction Rs 750 via BillPay): 5% cashback
ICICI Bank HPCL Super Saver Credit Card
Rs 500Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- Complimentary domestic airport lounge access (1 visit per quarter) requires a minimum spend of Rs 75,000 in the previous calendar quarter.
3.5%Forex markup
Best for
fuel, hpcl, utility bills, departmental stores, movies
Top rewards
Fuel spends at HPCL outlets: 4% cashback; Utility, Departmental Store & Grocery spends: 20 Reward Points / Rs 100 spent; Other retail spends: 2 Reward Points / Rs 100 spent
| Feature | Standard Chartered Super Value Titanium Credit Card | ICICI Bank HPCL Super Saver Credit Card |
|---|---|---|
| Issuer | Standard Chartered | ICICI Bank |
| Network | Mastercard | Visa, RuPay |
| Joining fee | Rs 750 | Rs 500 |
| Annual fee | Rs 750 | Rs 500 |
| Fee waiver spend | Rs 90,000 | Rs 1,50,000 |
| Reward type | cashback and reward points | cashback and reward points |
| Best for | fuel, utility bills, telephone bills | fuel, hpcl, utility bills, departmental stores, movies |
| Top reward categories | Fuel spends (max transaction Rs 2,000): 5% cashback; Telephone & mobile bills (min transaction Rs 750 via BillPay): 5% cashback; Other utility bills (min transaction Rs 750 via BillPay): 5% cashback | Fuel spends at HPCL outlets: 4% cashback; Utility, Departmental Store & Grocery spends: 20 Reward Points / Rs 100 spent; Other retail spends: 2 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waiver on spends of Rs 90,000 or more in the previous year | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges), Fuel transactions above Rs 2,000, Utility/Telecom transactions below Rs 750 or made outside SC BillPay | Rent payments, E-wallet loading transactions, Insurance payments, Government transactions, Tax payments, Education spends |