Super Value Titanium Credit Card
Rs 750Annual fee
Rs 90,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Fuel, Utility Bills, Telephone Bills
Top rewards
Fuel Spends (max Transaction ₹2,000): 5% cashback; Telephone & Mobile Bills (min Transaction ₹750 Via BillPay): 5% cashback; Other Utility Bills (min Transaction ₹750 Via BillPay): 5% cashback
HPCL Super Saver Credit Card
Rs 500Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- Complimentary domestic airport lounge access (1 visit per quarter) requires a minimum spend of ₹75,000 in the previous calendar quarter.
3.5%Forex markup
Best for
Fuel, HPCL, Utility Bills, Departmental Stores, Movies
Top rewards
Fuel Spends At HPCL Outlets: 4% cashback; Utility, Departmental Store & Grocery Spends: 20 Reward Points / ₹100 spent; Other Retail Spends: 2 Reward Points / ₹100 spent
| Feature | Super Value Titanium Credit Card | HPCL Super Saver Credit Card |
|---|---|---|
| Issuer | Standard Chartered | ICICI Bank |
| Network | Mastercard | Visa, RuPay |
| Joining fee | Rs 750 | Rs 500 |
| Annual fee | Rs 750 | Rs 500 |
| Fee waiver spend | Rs 90,000 | Rs 1,50,000 |
| Reward type | Cashback And Reward Points | Cashback And Reward Points |
| Best for | Fuel, Utility Bills, Telephone Bills | Fuel, HPCL, Utility Bills, Departmental Stores, Movies |
| Top reward categories | Fuel Spends (max Transaction ₹2,000): 5% cashback; Telephone & Mobile Bills (min Transaction ₹750 Via BillPay): 5% cashback; Other Utility Bills (min Transaction ₹750 Via BillPay): 5% cashback | Fuel Spends At HPCL Outlets: 4% cashback; Utility, Departmental Store & Grocery Spends: 20 Reward Points / ₹100 spent; Other Retail Spends: 2 Reward Points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waiver on spends of ₹90,000 or more in the previous year | Not Listed |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges), Fuel transactions above ₹2,000, Utility/Telecom transactions below ₹750 or made outside SC BillPay | Rent payments, E-wallet loading transactions, Insurance payments, Government transactions, Tax payments, Education spends |