Standard Chartered Rewards Credit Card
Rs 1,000Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic lounge visit per calendar quarter
3.5%Forex markup
Best for
rewards, retail, lounge
Top rewards
Retail spends (up to Rs 20,000 per month): 4 reward points / Rs 150 spent; Incremental retail spends above Rs 20,000 per month: 8 reward points / Rs 150 spent; Government and insurance spends: 1 reward point / Rs 150 spent
Standard Chartered Ultimate Credit Card
Rs 5,000Annual fee
16Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic lounge visits per calendar quarter
- 1 complimentary international lounge visit per month via Priority Pass, subject to a minimum spend of Rs 20,000 in the previous calendar month.
2%Forex markup
Best for
travel, lounge, golf, duty free
Top rewards
General retail spends (excl. fuel and capped categories): 5 reward points / Rs 150 spent; Utility, supermarket, insurance, rent, school fees, and government spends: 3 reward points / Rs 150 spent
| Feature | Standard Chartered Rewards Credit Card | Standard Chartered Ultimate Credit Card |
|---|---|---|
| Issuer | Standard Chartered | Standard Chartered |
| Network | Visa | Mastercard |
| Joining fee | Rs 0 | Rs 5,000 |
| Annual fee | Rs 1,000 | Rs 5,000 |
| Fee waiver spend | Rs 1,50,000 | - |
| Reward type | 360° Rewards points | 360° Rewards points |
| Best for | rewards, retail, lounge | travel, lounge, golf, duty free |
| Top reward categories | Retail spends (up to Rs 20,000 per month): 4 reward points / Rs 150 spent; Incremental retail spends above Rs 20,000 per month: 8 reward points / Rs 150 spent; Government and insurance spends: 1 reward point / Rs 150 spent | General retail spends (excl. fuel and capped categories): 5 reward points / Rs 150 spent; Utility, supermarket, insurance, rent, school fees, and government spends: 3 reward points / Rs 150 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 16 |
| International lounge | 0 | 12 |
| Forex markup | 3.5% | 2% |
| Milestone benefits | Annual fee waiver on spends of Rs 1,50,000 or more in the previous year, 4,000 reward points on payment of annual renewal fee if spend threshold is not met | 6,000 reward points on payment of joining fee |
| Redemption | Statement credit: upto Rs 0.25 per point | Not listed |
| Key exclusions | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) |