Standard Chartered
Rewards Credit Card
SimplifyCards take:A good fit if you want a card built for retail and lounge
✓
Best for airport lounge accessBest for
4 complimentary lounge visits a year across domestic and international
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
✦
Good fit if you want a card built for retail and loungeBottom line
It combines complimentary airport lounge access and milestone rewards
Estimate your 360° Rewards Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
360° Rewards Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Retail Spends (up To ₹20,000 Per Month) | 4 reward points / ₹150 spent | - |
| Incremental Retail Spends Above ₹20,000 Per Month | 8 reward points / ₹150 spent | 2,000 360° Rewards Points |
| Government And Insurance Spends | 1 reward point / ₹150 spent | - |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Domestic lounge4 visits per year
- 1 complimentary domestic lounge visit per calendar quarter
2
Fee waiverRenewal fee waived on annual spends of ₹ 1.5 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- 1 complimentary domestic lounge visit per calendar quarter
- First year free (no joining fee)
Eligibility
Check this before you apply
Salaried
- Age: 18 to 65 years
- Minimum monthly income of ₹25,000
Self-employed
- Age: 18 to 67 years
- Minimum income of ₹25,000
Exclusions
Spending that does not earn 360° rewards points
- Fuel transactions
- Cash withdrawal / cash advance transactions
- Fees and charges (including annual fee and finance charges)
Compare before you decide
Alternatives based on what you might want instead