Rewards Credit Card
Rs 1,000Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic lounge visit per calendar quarter
3.5%Forex markup
Best for
Rewards, Retail, Lounge
Top rewards
Retail Spends (up To ₹20,000 Per Month): 4 reward points / ₹150 spent; Incremental Retail Spends Above ₹20,000 Per Month: 8 reward points / ₹150 spent; Government And Insurance Spends: 1 reward point / ₹150 spent
Priority Visa Infinite Credit Card
Rs 0Annual fee
16Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic lounge visits per calendar quarter
- 2 complimentary international lounge visits per month for FUM qualified clients
3.5%Forex markup
Best for
Priority Banking, Travel, Lounge, Fashion
Top rewards
International And Retail Fashion Spends: 5 reward points / ₹100 spent; Other Retail Spends: 2 reward points / ₹100 spent
| Feature | Rewards Credit Card | Priority Visa Infinite Credit Card |
|---|---|---|
| Issuer | Standard Chartered | Standard Chartered |
| Network | Visa | Visa Infinite |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 1,000 | Rs 0 |
| Fee waiver spend | Rs 1,50,000 | - |
| Reward type | 360° Rewards Points | 360° Rewards Points |
| Best for | Rewards, Retail, Lounge | Priority Banking, Travel, Lounge, Fashion |
| Top reward categories | Retail Spends (up To ₹20,000 Per Month): 4 reward points / ₹150 spent; Incremental Retail Spends Above ₹20,000 Per Month: 8 reward points / ₹150 spent; Government And Insurance Spends: 1 reward point / ₹150 spent | International And Retail Fashion Spends: 5 reward points / ₹100 spent; Other Retail Spends: 2 reward points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 16 |
| International lounge | 0 | 24 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waiver on spends of ₹1,50,000 or more in the previous year, 4,000 reward points on payment of annual renewal fee if spend threshold is not met | Not Listed |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) |