Standard Chartered Platinum Rewards Credit Card
Rs 250Annual fee
0Domestic lounge
3.5%Forex markup
Best for
fuel, dining, lifetime free
Top rewards
Fuel spends: 5 reward points / Rs 150 spent; Dining spends at fine-dining outlets: 5 reward points / Rs 150 spent; Other retail spends: 1 reward point / Rs 150 spent
BPCL SBI Card
Rs 499Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
fuel, bpcl, grocery, dining, low fee
Top rewards
Fuel spends at BPCL petrol pumps: 13 Reward Points / Rs 100 spent; Grocery, departmental stores, movies, and dining spends: 5 Reward Points / Rs 100 spent; Other eligible spends: 1 Reward Point / Rs 100 spent
| Feature | Standard Chartered Platinum Rewards Credit Card | BPCL SBI Card |
|---|---|---|
| Issuer | Standard Chartered | SBI Card |
| Network | Visa | Visa, RuPay |
| Joining fee | Rs 250 | Rs 499 |
| Annual fee | Rs 250 | Rs 499 |
| Fee waiver spend | - | Rs 50,000 |
| Reward type | 360° Rewards points | reward points |
| Best for | fuel, dining, lifetime free | fuel, bpcl, grocery, dining, low fee |
| Top reward categories | Fuel spends: 5 reward points / Rs 150 spent; Dining spends at fine-dining outlets: 5 reward points / Rs 150 spent; Other retail spends: 1 reward point / Rs 150 spent | Fuel spends at BPCL petrol pumps: 13 Reward Points / Rs 100 spent; Grocery, departmental stores, movies, and dining spends: 5 Reward Points / Rs 100 spent; Other eligible spends: 1 Reward Point / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | cash withdrawal, balance transfer, fuel spends outside eligible BPCL reward construct, transactions excluded under BPCL SBI Card terms |