Platinum Rewards Credit Card
Rs 250Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Fuel, Dining, Lifetime Free
Top rewards
Fuel Spends: 5 reward points / ₹150 spent; Dining Spends At Fine-Dining Outlets: 5 reward points / ₹150 spent; Other Retail Spends: 1 reward point / ₹150 spent
BPCL Credit Card
Rs 499Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Cashback, Fuel, BPCL, Grocery, Dining, Low Fee
Top rewards
Fuel Spends At BPCL Petrol Pumps: 13 Reward Points / ₹100 spent; Grocery, Departmental Stores, Movies, And Dining Spends: 5 Reward Points / ₹100 spent; Other Eligible Spends: 1 Reward Point / ₹100 spent
| Feature | Platinum Rewards Credit Card | BPCL Credit Card |
|---|---|---|
| Issuer | Standard Chartered | SBI Card |
| Network | Visa | Visa, RuPay |
| Joining fee | Rs 250 | Rs 499 |
| Annual fee | Rs 250 | Rs 499 |
| Fee waiver spend | - | Rs 50,000 |
| Reward type | 360° Rewards Points | Cashback And Reward Points |
| Best for | Fuel, Dining, Lifetime Free | Cashback, Fuel, BPCL, Grocery, Dining, Low Fee |
| Top reward categories | Fuel Spends: 5 reward points / ₹150 spent; Dining Spends At Fine-Dining Outlets: 5 reward points / ₹150 spent; Other Retail Spends: 1 reward point / ₹150 spent | Fuel Spends At BPCL Petrol Pumps: 13 Reward Points / ₹100 spent; Grocery, Departmental Stores, Movies, And Dining Spends: 5 Reward Points / ₹100 spent; Other Eligible Spends: 1 Reward Point / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | cash withdrawal, balance transfer, fuel spends outside eligible BPCL reward construct, transactions excluded under BPCL SBI Card terms |