Standard Chartered Manhattan Platinum Credit Card
Rs 999Annual fee
Rs 1,20,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
supermarkets, shopping, cashback
Top rewards
Supermarket & Departmental store spends (min transaction Rs 1,000): 5% cashback (up to Rs 150/txn); Other retail spends: 3 reward points / Rs 150 spent
SBI Cashback Credit Card
Rs 999Annual fee
Rs 2,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
online, cashback
Top rewards
Online spends: 5% cashback; Offline spends: 1% cashback
| Feature | Standard Chartered Manhattan Platinum Credit Card | SBI Cashback Credit Card |
|---|---|---|
| Issuer | Standard Chartered | SBI Card |
| Network | Visa | Visa, Mastercard |
| Joining fee | Rs 999 | Rs 999 |
| Annual fee | Rs 999 | Rs 999 |
| Fee waiver spend | Rs 1,20,000 | Rs 2,00,000 |
| Reward type | cashback and reward points | cashback |
| Best for | supermarkets, shopping, cashback | online, cashback |
| Top reward categories | Supermarket & Departmental store spends (min transaction Rs 1,000): 5% cashback (up to Rs 150/txn); Other retail spends: 3 reward points / Rs 150 spent | Online spends: 5% cashback; Offline spends: 1% cashback |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waiver on spends of Rs 1,20,000 or more in the previous year | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Not listed |
| Key exclusions | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | utilities, insurance, fuel, rent, wallet loads, school and educational services |