Standard Chartered EaseMyTrip Credit Card
Rs 350Annual fee
Rs 50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic lounge visit per calendar quarter
- 2 complimentary international lounge visits per calendar year
3.5%Forex markup
Best for
travel, hotel, flight, low fee
Top rewards
Standalone hotel and airline spends: 10 reward points / Rs 100 spent; Other retail spends: 2 reward points / Rs 100 spent
Standard Chartered DigiSmart Credit Card
Rs 588Annual fee
0Domestic lounge
3.5%Forex markup
Best for
online shopping, food delivery, movies, travel
Top rewards
Partner discount offers: Offer-led savings via promo code DIGISMART
| Feature | Standard Chartered EaseMyTrip Credit Card | Standard Chartered DigiSmart Credit Card |
|---|---|---|
| Issuer | Standard Chartered | Standard Chartered |
| Network | Visa | Visa |
| Joining fee | Rs 350 | Rs 49 |
| Annual fee | Rs 350 | Rs 588 |
| Fee waiver spend | Rs 50,000 | - |
| Reward type | 360° Rewards points and instant discounts | offer-led savings |
| Best for | travel, hotel, flight, low fee | online shopping, food delivery, movies, travel |
| Top reward categories | Standalone hotel and airline spends: 10 reward points / Rs 100 spent; Other retail spends: 2 reward points / Rs 100 spent | Partner discount offers: Offer-led savings via promo code DIGISMART |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 0 |
| International lounge | 2 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waiver on spends of Rs 50,000 or more in the previous year | Monthly fee of Rs 49 is waived on spending Rs 5,000 or more in the previous calendar month |
| Redemption | Statement credit: upto Rs 0.25 per point | Not listed |
| Key exclusions | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including monthly fee and finance charges) |