SimplifyCards take
A quick decision view before the full facts.
Good fit if: you want a card built for online shopping, food delivery, and movies.
Why it can work
It offers milestone rewards.
Where value may drop
Fuel don't earn rewards. The 3.5% forex markup is high for overseas use.
Quick facts
The key fields before the full details.
Reward calculator
Enter your monthly spend to estimate how many offer-led savings you earn and what they are worth.
Set your monthly spend on the left to see what this card earns.
Estimates only. Reward rates, caps, and redemption values follow each bank's current terms and can change.
Best for / avoid if
Who this card suits — and who should skip it.
Best for travel and redemptions
Earns offer-led savings you can put toward flights, hotels, or transfer partners.
Avoid for heavy international use
A 3.5% forex markup is on the higher side for overseas spends.
Avoid if you want pure cashback
Simpler cashback cards exist if you'd rather not manage reward points.
Rewards and redemption
Earn rates, caps, and how points convert to value.
| Category | Rate |
|---|---|
| Partner discount offers | Offer-led savings via promo code DIGISMART |
Lounge and milestone rules
The spend conditions worth knowing before you rely on a benefit.
Exclusions
Categories that earn no rewards on this card.
- Fuel transactions
- Cash withdrawal / cash advance transactions
- Fees and charges (including monthly fee and finance charges)
Benefits and fine print
Welcome, renewal, and other listed benefits.
Additional benefits
- 10% off at Blinkit (up to Rs 1,000 off per month, maximum 5 transactions)
- 10% off at Zomato (up to Rs 150 off per transaction, maximum 5 transactions per month)
- 20% off at Myntra (up to Rs 700 off once per month)
- Buy 1 Get 1 free movie ticket at INOX on weekends (up to Rs 200 off per transaction, max 2 tickets per month)
- 15% cashback on Ola cab bookings (up to Rs 600 cashback per month)
- Yatra discounts on flight and hotel bookings (up to Rs 10,000 off per transaction, once per quarter)
Eligibility
Check this before you apply.
Salaried
- Age: 18 to 65 years
- Minimum monthly income of Rs 50,000
Self-employed
- Age: 18 to 65 years
- Minimum annual income of Rs 6,000,000 equivalent or subject to bank criteria
Compare before you decide
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