Standard Chartered
DigiSmart Credit Card
SimplifyCards take:A good fit if you want a card built for online shopping, food delivery, and movies
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Best for travel and redemptionsBest for
Earns Offer-Led Savings you can put toward flights, hotels, or transfer partners
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for online shopping, food delivery, and moviesBottom line
It offers milestone rewards
Estimate your Offer-Led Savings
Adjust your monthly spend to see the card's estimated annual value
How the card works
Offer-Led Savings rates
| Category | Rate |
|---|---|
| Partner Discount Offers | Offer-led savings via promo code DIGISMART |
Important conditions
1
MilestoneMonthly fee of ₹49 is waived on spending ₹5,000 or more in the previous calendar month
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- 10% off at Blinkit (up to ₹1,000 off per month, maximum 5 transactions)
- 10% off at Zomato (up to ₹150 off per transaction, maximum 5 transactions per month)
- 20% off at Myntra (up to ₹700 off once per month)
- Buy 1 Get 1 free movie ticket at INOX on weekends (up to ₹200 off per transaction, max 2 tickets per month)
- 15% cashback on Ola cab bookings (up to ₹600 cashback per month)
- Yatra discounts on flight and hotel bookings (up to ₹10,000 off per transaction, once per quarter)
Eligibility
Check this before you apply
Salaried
- Age: 18 to 65 years
- Minimum monthly income of ₹50,000
Self-employed
- Age: 18 to 65 years
- Minimum annual income of ₹6,000,000 equivalent or subject to bank criteria
Exclusions
Spending that does not earn offer-led savings
- Fuel transactions
- Cash withdrawal / cash advance transactions
- Fees and charges (including monthly fee and finance charges)
Compare before you decide
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