Standard Chartered DigiSmart Credit Card
Rs 588Annual fee
0Domestic lounge
3.5%Forex markup
Best for
online shopping, food delivery, movies, travel
Top rewards
Partner discount offers: Offer-led savings via promo code DIGISMART
Standard Chartered EaseMyTrip Credit Card
Rs 350Annual fee
Rs 50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic lounge visit per calendar quarter
- 2 complimentary international lounge visits per calendar year
3.5%Forex markup
Best for
travel, hotel, flight, low fee
Top rewards
Standalone hotel and airline spends: 10 reward points / Rs 100 spent; Other retail spends: 2 reward points / Rs 100 spent
| Feature | Standard Chartered DigiSmart Credit Card | Standard Chartered EaseMyTrip Credit Card |
|---|---|---|
| Issuer | Standard Chartered | Standard Chartered |
| Network | Visa | Visa |
| Joining fee | Rs 49 | Rs 350 |
| Annual fee | Rs 588 | Rs 350 |
| Fee waiver spend | - | Rs 50,000 |
| Reward type | offer-led savings | 360° Rewards points and instant discounts |
| Best for | online shopping, food delivery, movies, travel | travel, hotel, flight, low fee |
| Top reward categories | Partner discount offers: Offer-led savings via promo code DIGISMART | Standalone hotel and airline spends: 10 reward points / Rs 100 spent; Other retail spends: 2 reward points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 4 |
| International lounge | 0 | 2 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Monthly fee of Rs 49 is waived on spending Rs 5,000 or more in the previous calendar month | Annual fee waiver on spends of Rs 50,000 or more in the previous year |
| Redemption | Not listed | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including monthly fee and finance charges) | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) |