DigiSmart Credit Card
Rs 588Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Online Shopping, Food Delivery, Movies, Travel
Top rewards
Partner Discount Offers: Offer-led savings via promo code DIGISMART
EaseMyTrip Credit Card
Rs 350Annual fee
Rs 50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic lounge visit per calendar quarter
- 2 complimentary international lounge visits per calendar year
3.5%Forex markup
Best for
Travel, Hotel, Flight, Low Fee
Top rewards
Standalone Hotel And Airline Spends: 10 reward points / ₹100 spent; Other Retail Spends: 2 reward points / ₹100 spent
| Feature | DigiSmart Credit Card | EaseMyTrip Credit Card |
|---|---|---|
| Issuer | Standard Chartered | Standard Chartered |
| Network | Visa | Visa |
| Joining fee | Rs 49 | Rs 350 |
| Annual fee | Rs 588 | Rs 350 |
| Fee waiver spend | - | Rs 50,000 |
| Reward type | Offer-Led Savings | 360° Rewards Points And Instant Discounts |
| Best for | Online Shopping, Food Delivery, Movies, Travel | Travel, Hotel, Flight, Low Fee |
| Top reward categories | Partner Discount Offers: Offer-led savings via promo code DIGISMART | Standalone Hotel And Airline Spends: 10 reward points / ₹100 spent; Other Retail Spends: 2 reward points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 4 |
| International lounge | 0 | 2 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Monthly fee of ₹49 is waived on spending ₹5,000 or more in the previous calendar month | Annual fee waiver on spends of ₹50,000 or more in the previous year |
| Redemption | Not Listed | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including monthly fee and finance charges) | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) |