DigiSmart Credit Card
Rs 588Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Online Shopping, Food Delivery, Movies, Travel
Top rewards
Partner Discount Offers: Offer-led savings via promo code DIGISMART
Adani One Platinum Credit Card
Rs 750Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Domestic lounge: 2 complimentary visits per quarter via Visa Lounge Access; 8 per year total. Excluded from the standard ICICI ₹75,000 quarterly spend threshold requirement.
- 2 complimentary domestic airport lounge accesses per quarter (8 per year)
- 2 complimentary premium domestic lounge upgrades per quarter at Adani-managed airports
- Other airport perks: 2 complimentary premium lounge upgrades per quarter, 2 premium car parking and 2 valet car parking services per year, 4 domestic porter services per year.
- International lounge: No complimentary access.
3.5%Forex markup
Best for
Adani, Airport, Travel, Lounge, Movies
Top rewards
Adani One Ecosystem Spends (flights, Hotels, Airports, CNG, Electricity, Trainman): 3% Adani Reward Points; International Spends: 1.5% Adani Reward Points; Other Domestic Spends (excl. Fuel, Rent): 1% Adani Reward Points
| Feature | DigiSmart Credit Card | Adani One Platinum Credit Card |
|---|---|---|
| Issuer | Standard Chartered | ICICI Bank |
| Network | Visa | Visa |
| Joining fee | Rs 49 | Rs 750 |
| Annual fee | Rs 588 | Rs 750 |
| Fee waiver spend | - | Rs 3,00,000 |
| Reward type | Offer-Led Savings | Adani Reward Points |
| Best for | Online Shopping, Food Delivery, Movies, Travel | Adani, Airport, Travel, Lounge, Movies |
| Top reward categories | Partner Discount Offers: Offer-led savings via promo code DIGISMART | Adani One Ecosystem Spends (flights, Hotels, Airports, CNG, Electricity, Trainman): 3% Adani Reward Points; International Spends: 1.5% Adani Reward Points; Other Domestic Spends (excl. Fuel, Rent): 1% Adani Reward Points |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Monthly fee of ₹49 is waived on spending ₹5,000 or more in the previous calendar month | Not Listed |
| Redemption | Not Listed | Not Listed |
| Key exclusions | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including monthly fee and finance charges) | Fuel payments, Rent payments, EMI transactions, Insurance payments, Credit card bill payments, Income tax payments |