PULSE Credit Card
Rs 1,499Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 domestic lounge visits per year, capped at 1 visit per quarter.
- Complimentary Priority Pass membership is provided for the first two membership years, with no complimentary lounge visits.
3.5%Forex markup
Best for
Health, Pharmacy, Dining, Movies, Domestic Lounge
Top rewards
Chemist, Pharmacy, Sports, Dining, And Movies: 10 Reward Points / ₹100; Other Eligible Spends: 2 Reward Points / ₹100
PRIME Credit Card
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
3.5%Forex markup
Best for
Utility Bills, Grocery, Dining, Movies, Lounge
Top rewards
Utility Standing Instructions: 20 Reward Points / ₹100; Grocery And Departmental Stores: 10 Reward Points / ₹100; Dining: 10 Reward Points / ₹100
| Feature | PULSE Credit Card | PRIME Credit Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa | Visa, Mastercard, American Express |
| Joining fee | Rs 1,499 | Rs 2,999 |
| Annual fee | Rs 1,499 | Rs 2,999 |
| Fee waiver spend | Rs 2,00,000 | Rs 3,00,000 |
| Reward type | Reward Points | Reward Points |
| Best for | Health, Pharmacy, Dining, Movies, Domestic Lounge | Utility Bills, Grocery, Dining, Movies, Lounge |
| Top reward categories | Chemist, Pharmacy, Sports, Dining, And Movies: 10 Reward Points / ₹100; Other Eligible Spends: 2 Reward Points / ₹100 | Utility Standing Instructions: 20 Reward Points / ₹100; Grocery And Departmental Stores: 10 Reward Points / ₹100; Dining: 10 Reward Points / ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | ₹1,500 voucher on annual retail spends of ₹4 lakh | Pizza Hut e-Gift Voucher worth ₹1,000 on quarterly spends of ₹50,000, Renewal fee waived on annual spends of ₹3 lakh, E-Gift Voucher worth ₹7,000 from Yatra.com or Pantaloons on annual spends of ₹5 lakh |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | fuel, balance transfers, cash advances, fees and charges, disputed transactions | fuel, cash withdrawal, balance transfer, wallet loading, government transactions, online gaming transactions |