World Prime Credit Card
Rs 2,999Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary visits per quarter, unlocked by spending ₹35,000 or more in the preceding calendar quarter (excl. rental spends)
3.5%Forex markup
Best for
Movies, Lounge, Online Rewards, Concierge
Top rewards
Online Spends (2X Points): 4 Reward Points / ₹100 spent; Other Eligible Retail Spends: 2 Reward Points / ₹100 spent
ELITE+ Credit Card
Rs 999Annual fee
Rs 2,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic lounge visits per calendar quarter
- Access is subject to a spend threshold of ₹50,000 in the previous calendar quarter.
- 3 complimentary international lounge visits per calendar year via Priority Pass.
2.75%Forex markup
Best for
Online, Lounge, Movies, Golf, Premium
Top rewards
Online Shopping: 12 YES Rewardz Points / ₹200 spent; Other Retail Spends: 6 YES Rewardz Points / ₹200 spent; Select Categories (utilities, Insurance, Education, Telecom): 4 YES Rewardz Points / ₹200 spent
| Feature | World Prime Credit Card | ELITE+ Credit Card |
|---|---|---|
| Issuer | RBL Bank | YES Bank |
| Network | Visa, Mastercard | Mastercard, Visa |
| Joining fee | Rs 2,999 | Rs 999 |
| Annual fee | Rs 2,999 | Rs 999 |
| Fee waiver spend | - | Rs 2,00,000 |
| Reward type | Reward Points | YES Rewardz Points |
| Best for | Movies, Lounge, Online Rewards, Concierge | Online, Lounge, Movies, Golf, Premium |
| Top reward categories | Online Spends (2X Points): 4 Reward Points / ₹100 spent; Other Eligible Retail Spends: 2 Reward Points / ₹100 spent | Online Shopping: 12 YES Rewardz Points / ₹200 spent; Other Retail Spends: 6 YES Rewardz Points / ₹200 spent; Select Categories (utilities, Insurance, Education, Telecom): 4 YES Rewardz Points / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 8 |
| International lounge | 0 | 3 |
| Forex markup | 3.5% | 2.75% |
| Milestone benefits | Earn 10,000 bonus reward points on annual spends of ₹1.5 Lakhs, Earn additional 10,000 bonus points on annual spends of ₹3.5 Lakhs | Not Listed |
| Redemption | Not Listed | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Fuel transactions, Utility bill payments, Insurance spends, Rent and real estate payments, Education payments, Wallet loading | fuel spends, rental payments, wallet loading transactions, government transactions, marketing and advertising services, cash advances / cash withdrawals |