RBL Bank ShopRite Credit Card
Rs 500Annual fee
Rs 1,50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
grocery, movies, fuel, entry level
Top rewards
Grocery spends: 20 Reward Points / Rs 100 spent; Other eligible retail spends: 1 Reward Point / Rs 100 spent
ICICI Bank HPCL Coral Credit Card
Rs 199Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
Domestic lounge conditions
- No domestic or international lounge access on this card.
3.5%Forex markup
Best for
fuel, hpcl, movies, entry level
Top rewards
Fuel spends at HPCL outlets: 2.5% cashback; Retail spends (excl. fuel): 2 Reward Points / Rs 100 spent
| Feature | RBL Bank ShopRite Credit Card | ICICI Bank HPCL Coral Credit Card |
|---|---|---|
| Issuer | RBL Bank | ICICI Bank |
| Network | Visa, Mastercard | Visa |
| Joining fee | Rs 500 | Rs 199 |
| Annual fee | Rs 500 | Rs 199 |
| Fee waiver spend | Rs 1,50,000 | Rs 50,000 |
| Reward type | reward points | cashback and reward points |
| Best for | grocery, movies, fuel, entry level | fuel, hpcl, movies, entry level |
| Top reward categories | Grocery spends: 20 Reward Points / Rs 100 spent; Other eligible retail spends: 1 Reward Point / Rs 100 spent | Fuel spends at HPCL outlets: 2.5% cashback; Retail spends (excl. fuel): 2 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waiver on spends of ₹1.5 Lakhs in the previous membership year | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Cash advance transactions, EMI transactions, E-wallet loading transactions | Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions |