RBL Bank Platinum Maxima Plus Credit Card
Rs 2,500Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary visits per quarter, unlocked by spending ₹35,000 or more in the previous calendar quarter
3.5%Forex markup
Best for
dining, grocery, entertainment, lounge
Top rewards
Dining, grocery, and international spends: 10 Reward Points / Rs 100 spent; Other eligible retail spends: 2 Reward Points / Rs 100 spent
SBI Card PRIME
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
3.5%Forex markup
Best for
utility bills, grocery, dining, movies, lounge
Top rewards
utility standing instructions: 20 Reward Points / Rs 100; grocery and departmental stores: 10 Reward Points / Rs 100; dining: 10 Reward Points / Rs 100
| Feature | RBL Bank Platinum Maxima Plus Credit Card | SBI Card PRIME |
|---|---|---|
| Issuer | RBL Bank | SBI Card |
| Network | Visa | Visa, Mastercard, American Express |
| Joining fee | Rs 2,500 | Rs 2,999 |
| Annual fee | Rs 2,500 | Rs 2,999 |
| Fee waiver spend | - | Rs 3,00,000 |
| Reward type | reward points | reward points |
| Best for | dining, grocery, entertainment, lounge | utility bills, grocery, dining, movies, lounge |
| Top reward categories | Dining, grocery, and international spends: 10 Reward Points / Rs 100 spent; Other eligible retail spends: 2 Reward Points / Rs 100 spent | utility standing instructions: 20 Reward Points / Rs 100; grocery and departmental stores: 10 Reward Points / Rs 100; dining: 10 Reward Points / Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 0 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Earn 10,000 bonus reward points on annual spends of ₹2 Lakhs, Earn additional 10,000 bonus points on annual spends of ₹3.5 Lakhs, Earn additional 10,000 bonus points on annual spends of ₹5 Lakhs | Pizza Hut e-Gift Voucher worth Rs 1,000 on quarterly spends of Rs 50,000, Renewal fee waived on annual spends of Rs 3 lakh, E-Gift Voucher worth Rs 7,000 from Yatra.com or Pantaloons on annual spends of Rs 5 lakh |
| Redemption | Not listed | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Utility bill payments, Insurance spends, Rent and real estate payments, Education payments, Wallet loading | fuel, cash withdrawal, balance transfer, wallet loading, government transactions, online gaming transactions |