Platinum Maxima Plus Credit Card
Rs 2,500Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary visits per quarter, unlocked by spending ₹35,000 or more in the previous calendar quarter
3.5%Forex markup
Best for
Dining, Grocery, Entertainment, Lounge
Top rewards
Dining, Grocery, And International Spends: 10 Reward Points / ₹100 spent; Other Eligible Retail Spends: 2 Reward Points / ₹100 spent
Live+ Credit Card
Rs 999Annual fee
Rs 2,00,000Fee waiver spend
2Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per year from 26 July 2026, based on reported HSBC cardholder communication.
- 1 complimentary international airport lounge visit per year from 1 September 2026, based on reported HSBC cardholder communication.
1.99%Forex markup
Best for
Dining, Food Delivery, Grocery, Shopping, Utilities, Cashback, Lounge
Top rewards
Food, Dining, Grocery, Shopping, And Utility Spends: 10% Cashback; Eligible Contactless Fuel Spends: 2.5% Cashback; Other Spends: 1.5% Cashback
| Feature | Platinum Maxima Plus Credit Card | Live+ Credit Card |
|---|---|---|
| Issuer | RBL Bank | HSBC Bank |
| Network | Visa | Visa |
| Joining fee | Rs 2,500 | Rs 999 |
| Annual fee | Rs 2,500 | Rs 999 |
| Fee waiver spend | - | Rs 2,00,000 |
| Reward type | Reward Points | Cashback |
| Best for | Dining, Grocery, Entertainment, Lounge | Dining, Food Delivery, Grocery, Shopping, Utilities, Cashback, Lounge |
| Top reward categories | Dining, Grocery, And International Spends: 10 Reward Points / ₹100 spent; Other Eligible Retail Spends: 2 Reward Points / ₹100 spent | Food, Dining, Grocery, Shopping, And Utility Spends: 10% Cashback; Eligible Contactless Fuel Spends: 2.5% Cashback; Other Spends: 1.5% Cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 2 |
| International lounge | 0 | 1 |
| Forex markup | 3.5% | 1.99% |
| Milestone benefits | Earn 10,000 bonus reward points on annual spends of ₹2 Lakhs, Earn additional 10,000 bonus points on annual spends of ₹3.5 Lakhs, Earn additional 10,000 bonus points on annual spends of ₹5 Lakhs | Not Listed |
| Redemption | Not Listed | Statement credit: upto ₹ 1 per point |
| Key exclusions | Fuel transactions, Utility bill payments, Insurance spends, Rent and real estate payments, Education payments, Wallet loading | International spends, Hospital spends, Local transportation spends, Rental payments and commissions, Insurance premium payments, EMI transactions |