RBL Bank Platinum Delight Credit Card
Rs 1,000Annual fee
Rs 2,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
shopping, weekend rewards, milestones
Top rewards
Weekend spends (2X points): 4 Reward Points / Rs 100 spent; Other eligible retail spends: 2 Reward Points / Rs 100 spent
Kotak League Platinum Credit Card
Rs 499Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
movies, shopping, mid-tier rewards
Top rewards
Special Categories (Travel, Airlines, Department Stores, Electronics & Durable Goods): 8 Reward Points / ₹150 spent on special categories; Other eligible spends (under ₹2 Lakhs annual spends): 4 Reward Points / ₹150 spent; Other eligible spends (above ₹2 Lakhs annual spends): 8 Reward Points / ₹150 spent
| Feature | RBL Bank Platinum Delight Credit Card | Kotak League Platinum Credit Card |
|---|---|---|
| Issuer | RBL Bank | Kotak Mahindra Bank |
| Network | Visa | Visa |
| Joining fee | Rs 1,000 | Rs 499 |
| Annual fee | Rs 1,000 | Rs 499 |
| Fee waiver spend | Rs 2,00,000 | Rs 50,000 |
| Reward type | reward points | Kotak Reward Points |
| Best for | shopping, weekend rewards, milestones | movies, shopping, mid-tier rewards |
| Top reward categories | Weekend spends (2X points): 4 Reward Points / Rs 100 spent; Other eligible retail spends: 2 Reward Points / Rs 100 spent | Special Categories (Travel, Airlines, Department Stores, Electronics & Durable Goods): 8 Reward Points / ₹150 spent on special categories; Other eligible spends (under ₹2 Lakhs annual spends): 4 Reward Points / ₹150 spent; Other eligible spends (above ₹2 Lakhs annual spends): 8 Reward Points / ₹150 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Earn 1,000 bonus reward points on swiping your card 5 times for transactions of ₹1,000 or more in a calendar month, Annual fee waiver on annual spends of ₹2 Lakhs or more | Not listed |
| Redemption | Not listed | Statement credit: upto Rs 0.07 per point |
| Key exclusions | Fuel transactions, Utility bill payments, Insurance spends, Rent and real estate payments, Education payments, Wallet loading | Fuel spends, Rent payments, E-wallet loading transactions, Online skill-based gaming transactions, Insurance spends, Government spends |