Patanjali Vishisht Credit Card
Rs 499Annual fee
Rs 1,50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Co-Branded, Grocery, Entry Level
Top rewards
Patanjali Online & Offline Spends: 10% Cashback; Other Eligible Retail Spends: 1 Reward Point / ₹100 spent
ShopRite Credit Card
Rs 500Annual fee
Rs 1,50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Grocery, Movies, Fuel, Entry Level
Top rewards
Grocery Spends: 20 Reward Points / ₹100 spent; Other Eligible Retail Spends: 1 Reward Point / ₹100 spent
| Feature | Patanjali Vishisht Credit Card | ShopRite Credit Card |
|---|---|---|
| Issuer | RBL Bank | RBL Bank |
| Network | Visa, RuPay | Visa, Mastercard |
| Joining fee | Rs 499 | Rs 500 |
| Annual fee | Rs 499 | Rs 500 |
| Fee waiver spend | Rs 1,50,000 | Rs 1,50,000 |
| Reward type | Cashback | Reward Points |
| Best for | Co-Branded, Grocery, Entry Level | Grocery, Movies, Fuel, Entry Level |
| Top reward categories | Patanjali Online & Offline Spends: 10% Cashback; Other Eligible Retail Spends: 1 Reward Point / ₹100 spent | Grocery Spends: 20 Reward Points / ₹100 spent; Other Eligible Retail Spends: 1 Reward Point / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waiver on annual spends of ₹1.5 Lakhs or more | Annual fee waiver on spends of ₹1.5 Lakhs in the previous membership year |
| Redemption | Not Listed | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Fuel transactions, Cash advance transactions, EMI transactions | Fuel transactions, Cash advance transactions, EMI transactions, E-wallet loading transactions |