Patanjali RBL Bank Vishisht Credit Card
Rs 499Annual fee
Rs 1,50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
co-branded, grocery, entry level
Top rewards
Patanjali online & offline spends: 10% Cashback; Other eligible retail spends: 1 Reward Point / Rs 100 spent
RBL Bank ShopRite Credit Card
Rs 500Annual fee
Rs 1,50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
grocery, movies, fuel, entry level
Top rewards
Grocery spends: 20 Reward Points / Rs 100 spent; Other eligible retail spends: 1 Reward Point / Rs 100 spent
| Feature | Patanjali RBL Bank Vishisht Credit Card | RBL Bank ShopRite Credit Card |
|---|---|---|
| Issuer | RBL Bank | RBL Bank |
| Network | Visa, RuPay | Visa, Mastercard |
| Joining fee | Rs 499 | Rs 500 |
| Annual fee | Rs 499 | Rs 500 |
| Fee waiver spend | Rs 1,50,000 | Rs 1,50,000 |
| Reward type | cashback | reward points |
| Best for | co-branded, grocery, entry level | grocery, movies, fuel, entry level |
| Top reward categories | Patanjali online & offline spends: 10% Cashback; Other eligible retail spends: 1 Reward Point / Rs 100 spent | Grocery spends: 20 Reward Points / Rs 100 spent; Other eligible retail spends: 1 Reward Point / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waiver on annual spends of ₹1.5 Lakhs or more | Annual fee waiver on spends of ₹1.5 Lakhs in the previous membership year |
| Redemption | Not listed | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Cash advance transactions, EMI transactions | Fuel transactions, Cash advance transactions, EMI transactions, E-wallet loading transactions |