Patanjali RBL Bank Swarn Credit Card
Rs 1,499Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary visits per quarter, unlocked by spending ₹50,000 or more in the preceding calendar quarter
3.5%Forex markup
Best for
co-branded, grocery, movies, lounge
Top rewards
Patanjali online & offline spends: 10% Cashback; Other eligible retail spends: 1 Reward Point / Rs 100 spent
RBL Bank Platinum Maxima Plus Credit Card
Rs 2,500Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary visits per quarter, unlocked by spending ₹35,000 or more in the previous calendar quarter
3.5%Forex markup
Best for
dining, grocery, entertainment, lounge
Top rewards
Dining, grocery, and international spends: 10 Reward Points / Rs 100 spent; Other eligible retail spends: 2 Reward Points / Rs 100 spent
| Feature | Patanjali RBL Bank Swarn Credit Card | RBL Bank Platinum Maxima Plus Credit Card |
|---|---|---|
| Issuer | RBL Bank | RBL Bank |
| Network | Visa, RuPay | Visa |
| Joining fee | Rs 1,499 | Rs 2,500 |
| Annual fee | Rs 1,499 | Rs 2,500 |
| Reward type | cashback | reward points |
| Best for | co-branded, grocery, movies, lounge | dining, grocery, entertainment, lounge |
| Top reward categories | Patanjali online & offline spends: 10% Cashback; Other eligible retail spends: 1 Reward Point / Rs 100 spent | Dining, grocery, and international spends: 10 Reward Points / Rs 100 spent; Other eligible retail spends: 2 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Earn ₹1,500 Patanjali voucher on annual spends of ₹3 Lakhs (minimum ₹12,000 at Patanjali), Earn 4-night/5-day Patanjali Wellness stay on annual spends of ₹5 Lakhs (minimum ₹15,000 at Patanjali) | Earn 10,000 bonus reward points on annual spends of ₹2 Lakhs, Earn additional 10,000 bonus points on annual spends of ₹3.5 Lakhs, Earn additional 10,000 bonus points on annual spends of ₹5 Lakhs |
| Redemption | Not listed | Not listed |
| Key exclusions | Fuel transactions, Cash advance transactions, EMI transactions | Fuel transactions, Utility bill payments, Insurance spends, Rent and real estate payments, Education payments, Wallet loading |