Patanjali Swarn Credit Card
Rs 1,499Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary visits per quarter, unlocked by spending ₹50,000 or more in the preceding calendar quarter
3.5%Forex markup
Best for
Co-Branded, Grocery, Movies, Lounge
Top rewards
Patanjali Online & Offline Spends: 10% Cashback; Other Eligible Retail Spends: 1 Reward Point / ₹100 spent
Platinum Maxima Plus Credit Card
Rs 2,500Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary visits per quarter, unlocked by spending ₹35,000 or more in the previous calendar quarter
3.5%Forex markup
Best for
Dining, Grocery, Entertainment, Lounge
Top rewards
Dining, Grocery, And International Spends: 10 Reward Points / ₹100 spent; Other Eligible Retail Spends: 2 Reward Points / ₹100 spent
| Feature | Patanjali Swarn Credit Card | Platinum Maxima Plus Credit Card |
|---|---|---|
| Issuer | RBL Bank | RBL Bank |
| Network | Visa, RuPay | Visa |
| Joining fee | Rs 1,499 | Rs 2,500 |
| Annual fee | Rs 1,499 | Rs 2,500 |
| Reward type | Cashback | Reward Points |
| Best for | Co-Branded, Grocery, Movies, Lounge | Dining, Grocery, Entertainment, Lounge |
| Top reward categories | Patanjali Online & Offline Spends: 10% Cashback; Other Eligible Retail Spends: 1 Reward Point / ₹100 spent | Dining, Grocery, And International Spends: 10 Reward Points / ₹100 spent; Other Eligible Retail Spends: 2 Reward Points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Earn ₹1,500 Patanjali voucher on annual spends of ₹3 Lakhs (minimum ₹12,000 at Patanjali), Earn 4-night/5-day Patanjali Wellness stay on annual spends of ₹5 Lakhs (minimum ₹15,000 at Patanjali) | Earn 10,000 bonus reward points on annual spends of ₹2 Lakhs, Earn additional 10,000 bonus points on annual spends of ₹3.5 Lakhs, Earn additional 10,000 bonus points on annual spends of ₹5 Lakhs |
| Redemption | Not Listed | Not Listed |
| Key exclusions | Fuel transactions, Cash advance transactions, EMI transactions | Fuel transactions, Utility bill payments, Insurance spends, Rent and real estate payments, Education payments, Wallet loading |