One Credit Card
Rs 0Annual fee
0Domestic lounge
1%Forex markup
Best for
lifetime free, metal card, low forex, app control
Top rewards
Top 2 spend categories of the month (5X multiplier): 5 OneReward Points / Rs 50 spent; All other retail spends: 1 OneReward Point / Rs 50 spent
IndusInd Bank Tiger Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- Priority Pass membership is complimentary ($99 value), but visits beyond the 2 complimentary visits are charged at standard rates.
1.5%Forex markup
Best for
travel, lounge, golf, movies, low forex
Top rewards
Utility, insurance, government, education, real estate, and rent spends: 1 point per Rs 100; Base spends (up to Rs 1L): 1 point per Rs 100; Base spends (Rs 1.01L - 2.5L): 2 points per Rs 100
| Feature | One Credit Card | IndusInd Bank Tiger Credit Card |
|---|---|---|
| Issuer | OneCard Partner Banks | IndusInd Bank |
| Network | Visa, Mastercard, RuPay | Visa |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | OneRewards | reward points |
| Best for | lifetime free, metal card, low forex, app control | travel, lounge, golf, movies, low forex |
| Top reward categories | Top 2 spend categories of the month (5X multiplier): 5 OneReward Points / Rs 50 spent; All other retail spends: 1 OneReward Point / Rs 50 spent | Utility, insurance, government, education, real estate, and rent spends: 1 point per Rs 100; Base spends (up to Rs 1L): 1 point per Rs 100; Base spends (Rs 1.01L - 2.5L): 2 points per Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 2 |
| Forex markup | 1% | 1.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 0.1 per point | Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.4 per point |
| Key exclusions | Fuel transactions, Rent payments, Cash advance transactions, Wallet loading transactions, Money transfer transactions | fuel, cash advances |