One Credit Card
Rs 0Annual fee
0Domestic lounge
1%Forex markup
Best for
Lifetime Free, Metal Card, Low Forex, App Control
Top rewards
Top 2 Spend Categories Of The Month (5X Multiplier): 5 OneReward Points / ₹50 spent; All Other Retail Spends: 1 OneReward Point / ₹50 spent
Emeralde Private Metal Credit Card
Rs 12,499Annual fee
Rs 10,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Unlimited domestic and international lounge access applies to both primary and add-on cardholders, with no spend-based criteria.
- Unlimited domestic and international lounge access applies to both primary and add-on cardholders, with no spend-based criteria.
- Complimentary Priority Pass membership for both the primary and Plus cardholder
- Comp Priority Pass is provided to primary and Plus cardholders; guest visits are charged at USD 27 plus GST.
2%Forex markup
Best for
Luxury, Travel, Lounge, Golf, Low Forex, Movies
Top rewards
Hotels Via IShop: 72 Reward Points / ₹200 spent (12X); Flights Via IShop: 36 Reward Points / ₹200 spent (6X); Utility Spends: 6 Reward Points / ₹200 spent
| Feature | One Credit Card | Emeralde Private Metal Credit Card |
|---|---|---|
| Issuer | OneCard Partner Banks | ICICI Bank |
| Network | Visa, Mastercard, RuPay | Visa |
| Joining fee | Rs 0 | Rs 12,499 |
| Annual fee | Rs 0 | Rs 12,499 |
| Fee waiver spend | - | Rs 10,00,000 |
| Reward type | OneRewards | Reward Points |
| Best for | Lifetime Free, Metal Card, Low Forex, App Control | Luxury, Travel, Lounge, Golf, Low Forex, Movies |
| Top reward categories | Top 2 Spend Categories Of The Month (5X Multiplier): 5 OneReward Points / ₹50 spent; All Other Retail Spends: 1 OneReward Point / ₹50 spent | Hotels Via IShop: 72 Reward Points / ₹200 spent (12X); Flights Via IShop: 36 Reward Points / ₹200 spent (6X); Utility Spends: 6 Reward Points / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Hotels Via IShop: Daily 10,000 Reward Points, Monthly 18,000 Reward Points; Flights Via IShop: Daily 10,000 Reward Points, Monthly 18,000 Reward Points |
| Domestic lounge | 0 | Unlimited |
| International lounge | 0 | Unlimited |
| Forex markup | 1% | 2% |
| Milestone benefits | Not Listed | EaseMyTrip air travel voucher worth ₹3,000 on reaching ₹4 lakh annual spend, Additional EaseMyTrip air travel voucher worth ₹3,000 on reaching ₹8 lakh annual spend |
| Redemption | Statement credit: upto ₹ 0.1 per point | SmartBuy travel: upto ₹ 1 per point; Air miles: upto ₹ 1 per point; Statement credit: upto ₹ 0.4 per point |
| Key exclusions | Fuel transactions, Rent payments, Cash advance transactions, Wallet loading transactions, Money transfer transactions | fuel transactions, rent payments, government transactions and services, tax payments, e-wallet loading |