Landmark Rewards SBI Card
Rs 499Annual fee
0Domestic lounge
3.5%Forex markup
Best for
shopping, lifestyle, department stores, low fee
Top rewards
Online and retail Landmark stores: 10 Reward Points / Rs 100 spent; Dining and movie spends: 5 Reward Points / Rs 100 spent; Other retail purchases: 1 Reward Point / Rs 100 spent
Shoppers Stop HDFC Bank Credit Card
Rs 299Annual fee
0Domestic lounge
3.5%Forex markup
Best for
shoppers stop, shopping, entry level lifestyle, upi
Top rewards
Shoppers Stop spends: 3% Reward Points; Other spends: 1% Reward Points
| Feature | Landmark Rewards SBI Card | Shoppers Stop HDFC Bank Credit Card |
|---|---|---|
| Issuer | SBI Card | HDFC Bank |
| Network | Visa | Visa, RuPay |
| Joining fee | Rs 499 | Rs 299 |
| Annual fee | Rs 499 | Rs 299 |
| Reward type | reward points | reward points |
| Best for | shopping, lifestyle, department stores, low fee | shoppers stop, shopping, entry level lifestyle, upi |
| Top reward categories | Online and retail Landmark stores: 10 Reward Points / Rs 100 spent; Dining and movie spends: 5 Reward Points / Rs 100 spent; Other retail purchases: 1 Reward Point / Rs 100 spent | Shoppers Stop spends: 3% Reward Points; Other spends: 1% Reward Points |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 8,000 bonus reward points on overall annual retail spends of Rs 2 lakh | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | SmartBuy travel: upto Rs 0.2 per point; Air miles: upto Rs 0.25 per point; Statement credit: upto Rs 0.2 per point |
| Key exclusions | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, government services spends | Fuel transactions, Rent payments, Utility bill payments, Insurance premium payments, EMI transactions, Government-related transactions |