Zen Signature Credit Card
Rs 1,500Annual fee
Rs 1,50,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic lounge visits per year (max 2 per quarter).
- Spend-gated: requires spends of ₹75,000 or more in the previous calendar quarter to unlock access.
- 3 complimentary international lounge visits per calendar year for the primary cardholder.
- Priority Pass card no longer required; access international lounges using the credit card directly.
3.5%Forex markup
Best for
shopping, lifestyle, milestone rewards
Top rewards
Shopping spends (Apparel, Lifestyle, Departmental Stores & Jewellery): 10 Zen Points / ₹150 spent on shopping; Other eligible retail spends: 5 Zen Points / ₹150 spent; Education spends: 5 Zen Points / ₹150 spent
Landmark Rewards SBI Card SELECT
Rs 1,499Annual fee
0Domestic lounge
3.5%Forex markup
Best for
shopping, lifestyle, dining
Top rewards
Landmark Stores (Lifestyle, Max, Home Centre, Spar, Babyshop, EasyBuy): 15 Reward Points / Rs 100 spent; Dining, movie, and international spends: 10 Reward Points / Rs 100 spent; Other eligible retail purchases: 2 Reward Points / Rs 100 spent
| Feature | Zen Signature Credit Card | Landmark Rewards SBI Card SELECT |
|---|---|---|
| Issuer | Kotak Mahindra Bank | SBI Card |
| Network | Visa | Visa |
| Joining fee | Rs 1,500 | Rs 1,499 |
| Annual fee | Rs 1,500 | Rs 1,499 |
| Fee waiver spend | Rs 1,50,000 | - |
| Reward type | Zen Points | reward points |
| Best for | shopping, lifestyle, milestone rewards | shopping, lifestyle, dining |
| Top reward categories | Shopping spends (Apparel, Lifestyle, Departmental Stores & Jewellery): 10 Zen Points / ₹150 spent on shopping; Other eligible retail spends: 5 Zen Points / ₹150 spent; Education spends: 5 Zen Points / ₹150 spent | Landmark Stores (Lifestyle, Max, Home Centre, Spar, Babyshop, EasyBuy): 15 Reward Points / Rs 100 spent; Dining, movie, and international spends: 10 Reward Points / Rs 100 spent; Other eligible retail purchases: 2 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 0 |
| International lounge | 3 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | 12,000 bonus Reward Points on overall annual retail spends of Rs 3 lakh |
| Redemption | Statement credit: upto Rs 0.2 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Wallet loading transactions, Fuel spends, Rent payments, Online skill-based gaming transactions, EMI transactions, Cash advance / withdrawals | fuel spends, cash advances, balance transfers, wallet loading, rent payments, digital gaming transactions |