White Credit Card
Rs 3,000Annual fee
Rs 5,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic lounge visits per year (max 2 per quarter).
- 4 complimentary international lounge visits per year via Priority Pass.
3.5%Forex markup
Best for
premium, milestones, lounge, travel
Top rewards
All retail spends: No transactional rewards (Earns White Pass value on milestones only)
YES BANK MARQUEE Credit Card
Rs 4,999Annual fee
Rs 10,00,000Fee waiver spend
24Domestic lounge
Domestic lounge conditions
- Domestic lounge access up to 6 visits per quarter for primary and add-on cardmembers
- Domestic lounge access is subject to a spend threshold of Rs 1,00,000 in the previous calendar quarter.
- Unlimited international lounge access for primary and add-on cardmembers
1%Forex markup
Best for
premium, travel, lounge, movies, golf
Top rewards
Online spends: 36 YES Rewardz Points / Rs 200 spent; Other retail spends: 18 YES Rewardz Points / Rs 200 spent; Select categories (utilities, insurance, education, telecom): 10 YES Rewardz Points / Rs 200 spent
| Feature | White Credit Card | YES BANK MARQUEE Credit Card |
|---|---|---|
| Issuer | Kotak Mahindra Bank | YES Bank |
| Network | Visa | Visa |
| Joining fee | Rs 3,000 | Rs 9,999 |
| Annual fee | Rs 3,000 | Rs 4,999 |
| Fee waiver spend | Rs 5,00,000 | Rs 10,00,000 |
| Reward type | White Pass | YES Rewardz points |
| Best for | premium, milestones, lounge, travel | premium, travel, lounge, movies, golf |
| Top reward categories | All retail spends: No transactional rewards (Earns White Pass value on milestones only) | Online spends: 36 YES Rewardz Points / Rs 200 spent; Other retail spends: 18 YES Rewardz Points / Rs 200 spent; Select categories (utilities, insurance, education, telecom): 10 YES Rewardz Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 24 |
| International lounge | 4 | Unlimited |
| Forex markup | 3.5% | 1% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 0.7 per point | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel spends, Rent payments, EMI transactions, E-wallet loading transactions, Insurance spends, Government spends | Fuel transactions, Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, EMI transactions (including post-purchase and instant EMI) |