Tiger Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- Priority Pass membership is complimentary ($99 value), but visits beyond the 2 complimentary visits are charged at standard rates.
1.5%Forex markup
Best for
Travel, Lounge, Golf, Movies, Low Forex
Top rewards
Utility, Insurance, Government, Education, Real Estate, And Rent Spends: 1 point per ₹100; Base Spends (up To ₹1L): 1 point per ₹100; Base Spends (₹1.01L - 2.5L): 2 points per ₹100
PIONEER Legacy Credit Card
Rs 0Annual fee
4Domestic lounge
Domestic lounge conditions
- 1 complimentary visit per calendar quarter to participating domestic lounges in India.
- Effective 1 April 2026, domestic lounge access is spend-gated: quarterly spends are tracked to unlock complimentary domestic access from the July 2026 quarter onwards.
- Guest visits, and primary-cardholder visits beyond the complimentary quota, are charged up to USD 35 per visit.
- 2 complimentary visits per calendar quarter to participating international lounges outside India via Priority Pass.
- Guest visits, and visits beyond the 2-per-quarter complimentary quota, are charged up to USD 35 per visit.
1.8%Forex markup
Best for
Premium, Travel, Lounge, Golf, Low Forex
Top rewards
Weekday Spends: 1 reward point per ₹100; Weekend Spends: 2 reward points per ₹100; Utility Bill Payments: 0.7 reward points per ₹100
| Feature | Tiger Credit Card | PIONEER Legacy Credit Card |
|---|---|---|
| Issuer | IndusInd Bank | IndusInd Bank |
| Network | Visa | Mastercard, Visa |
| Joining fee | Rs 0 | Rs 45,000 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | Reward Points | Pioneer Rewards |
| Best for | Travel, Lounge, Golf, Movies, Low Forex | Premium, Travel, Lounge, Golf, Low Forex |
| Top reward categories | Utility, Insurance, Government, Education, Real Estate, And Rent Spends: 1 point per ₹100; Base Spends (up To ₹1L): 1 point per ₹100; Base Spends (₹1.01L - 2.5L): 2 points per ₹100 | Weekday Spends: 1 reward point per ₹100; Weekend Spends: 2 reward points per ₹100; Utility Bill Payments: 0.7 reward points per ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 4 |
| International lounge | 2 | 8 |
| Forex markup | 1.5% | 1.8% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Air miles: upto ₹ 1 per point; Statement credit: upto ₹ 0.4 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | fuel, cash advances | fuel transactions |