Platinum Aura Edge Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Lifetime Free, Custom Reward Plans, Grocery, Travel
Top rewards
Grocery Spends Under Home Plan: 4 savings points per ₹100; Travel Spends Under Travel Plan: 4 savings points per ₹100; Utility, Insurance, Government, Education, Real Estate, And Rent Spends: 0.7 savings points per ₹100 spent
Legend Credit Card
Rs 0Annual fee
0Domestic lounge
Domestic lounge conditions
- Complimentary airport lounge access discontinued effective March 7, 2025.
1.8%Forex markup
Best for
Lifetime Free, Weekend Rewards, Shopping, Travel, Golf
Top rewards
Utility, Insurance, Government, Education, Real Estate, And Rent Spends: 0.7 reward points per ₹100; Base Spends (Weekdays): 1 reward point per ₹100; Base Spends (Weekends): 2 reward points per ₹100
| Feature | Platinum Aura Edge Credit Card | Legend Credit Card |
|---|---|---|
| Issuer | IndusInd Bank | IndusInd Bank |
| Network | Visa, Mastercard | Visa |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | Savings Points | Reward Points |
| Best for | Lifetime Free, Custom Reward Plans, Grocery, Travel | Lifetime Free, Weekend Rewards, Shopping, Travel, Golf |
| Top reward categories | Grocery Spends Under Home Plan: 4 savings points per ₹100; Travel Spends Under Travel Plan: 4 savings points per ₹100; Utility, Insurance, Government, Education, Real Estate, And Rent Spends: 0.7 savings points per ₹100 spent | Utility, Insurance, Government, Education, Real Estate, And Rent Spends: 0.7 reward points per ₹100; Base Spends (Weekdays): 1 reward point per ₹100; Base Spends (Weekends): 2 reward points per ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 1.8% |
| Milestone benefits | Not Listed | 4,000 bonus reward points on annual spends of ₹6,00,000 or more |
| Redemption | Air miles: upto ₹ 0.5 per point; Statement credit: upto ₹ 0.4 per point | Statement credit: upto ₹ 0.5 per point |
| Key exclusions | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | fuel, cash advances |