SimplifyCards take:A good fit if you want a card built for lifetime free, grocery, and travel
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Best for Grocery Spends Under Home PlanBest for
4 savings points per ₹100
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for lifetime free, grocery, and travelBottom line
It combines accelerated rewards on grocery spends under home plan and no annual fee
Estimate your Savings Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Savings Points rates
| Category | Rate |
|---|---|
| Grocery Spends Under Home Plan | 4 savings points per ₹100 |
| Travel Spends Under Travel Plan | 4 savings points per ₹100 |
| Utility, Insurance, Government, Education, Real Estate, And Rent Spends | 0.7 savings points per ₹100 spent |
| Base Retail Spends (weekday) | 0.5 savings points per ₹100 |
Redemption
Statement balanceupto ₹ 0.4 per point
Airmile transferupto 0.5 airmile per point
| Airline | Programme | Ratio |
|---|---|---|
| Singapore Airlines | KrisFlyer | 2:1 |
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Choose from 4 reward plans: Shop, Home, Travel and Party
- Earn up to 8x reward points on select merchant categories
- 1% fuel surcharge waiver
Eligibility
Check this before you apply
Salaried
- Age: 21 to 65 years
- Minimum net monthly salary of ₹20,000
Self-employed
- Age: 21 to 65 years
- Minimum annual income/ITR of ₹2.4 Lakhs
Exclusions
Spending that does not earn savings points
- Fuel transactions
- Cash withdrawal / cash advance transactions
- Fees and charges (including annual fee and finance charges)
Compare before you decide
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