IDFC FIRST Mayura Credit Card
Rs 5,999Annual fee
16Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per quarter (including 1 guest visit), subject to a minimum spend of Rs 20,000 in the previous calendar month.
- 4 complimentary international airport lounge visits per quarter, subject to a minimum spend of Rs 20,000 in the previous calendar month.
0%Forex markup
Best for
metal card, zero forex, lounge, golf, premium
Top rewards
Dining, Travel, Online, International, Birthday, and incremental spends above Rs 20,000: 10 Reward Points per Rs 150 spent; Other retail spends up to Rs 20,000: 5 Reward Points per Rs 150 spent; Rent, education, wallet load, and government spends: 3 Reward Points per Rs 150 spent
YES BANK MARQUEE Credit Card
Rs 4,999Annual fee
Rs 10,00,000Fee waiver spend
24Domestic lounge
Domestic lounge conditions
- Domestic lounge access up to 6 visits per quarter for primary and add-on cardmembers
- Domestic lounge access is subject to a spend threshold of Rs 1,00,000 in the previous calendar quarter.
- Unlimited international lounge access for primary and add-on cardmembers
1%Forex markup
Best for
premium, travel, lounge, movies, golf
Top rewards
Online spends: 36 YES Rewardz Points / Rs 200 spent; Other retail spends: 18 YES Rewardz Points / Rs 200 spent; Select categories (utilities, insurance, education, telecom): 10 YES Rewardz Points / Rs 200 spent
| Feature | IDFC FIRST Mayura Credit Card | YES BANK MARQUEE Credit Card |
|---|---|---|
| Issuer | IDFC FIRST Bank | YES Bank |
| Network | Visa | Visa |
| Joining fee | Rs 5,999 | Rs 9,999 |
| Annual fee | Rs 5,999 | Rs 4,999 |
| Fee waiver spend | - | Rs 10,00,000 |
| Reward type | reward points | YES Rewardz points |
| Best for | metal card, zero forex, lounge, golf, premium | premium, travel, lounge, movies, golf |
| Top reward categories | Dining, Travel, Online, International, Birthday, and incremental spends above Rs 20,000: 10 Reward Points per Rs 150 spent; Other retail spends up to Rs 20,000: 5 Reward Points per Rs 150 spent; Rent, education, wallet load, and government spends: 3 Reward Points per Rs 150 spent | Online spends: 36 YES Rewardz Points / Rs 200 spent; Other retail spends: 18 YES Rewardz Points / Rs 200 spent; Select categories (utilities, insurance, education, telecom): 10 YES Rewardz Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 16 | 24 |
| International lounge | 16 | Unlimited |
| Forex markup | 0% | 1% |
| Milestone benefits | Earn 7,500 Reward Points on annual spending of Rs 8 Lakh, Earn 15,000 Reward Points on annual spending of Rs 15 Lakh | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, EMI transactions, Cash withdrawal / cash advance transactions | Fuel transactions, Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, EMI transactions (including post-purchase and instant EMI) |