ICICI Bank Platinum Chip Credit Card
Rs 0Annual fee
0Domestic lounge
Domestic lounge conditions
- No complimentary lounge access is offered on this card.
3.5%Forex markup
Best for
lifetime free, entry level, rewards, fuel
Top rewards
Retail spends: 2 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent
HSBC RuPay Platinum Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
rupay, upi, lifetime free, rewards, fuel
Top rewards
UPI spends: 2 Reward Points / Rs 150 spent; Other eligible spends: 2 Reward Points / Rs 150 spent
| Feature | ICICI Bank Platinum Chip Credit Card | HSBC RuPay Platinum Credit Card |
|---|---|---|
| Issuer | ICICI Bank | HSBC Bank |
| Network | Visa, Mastercard | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | reward points | reward points |
| Best for | lifetime free, entry level, rewards, fuel | rupay, upi, lifetime free, rewards, fuel |
| Top reward categories | Retail spends: 2 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent | UPI spends: 2 Reward Points / Rs 150 spent; Other eligible spends: 2 Reward Points / Rs 150 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point | Air miles: upto Rs 0.5 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions | Fuel transactions, Rent payments, Wallet loading transactions, Educational spends, Government-related transactions, Insurance premium payments |