MakeMyTrip Credit Card
Rs 999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access (8 visits per year, max 2 per quarter) requires spending ₹75,000 in the previous calendar quarter.
- Complimentary international lounge access (1 visit per year) requires Priority Pass membership.
0.99%Forex markup
Best for
Travel, Makemytrip, Low Forex, Lounge, Rupay
Top rewards
MakeMyTrip Hotel Bookings: 6 myCash / ₹100 spent; MakeMyTrip Flight Bookings: 3 myCash / ₹100 spent; Other Retail Spends: 1 myCash / ₹100 spent
Emeralde Private Metal Credit Card
Rs 12,499Annual fee
Rs 10,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Unlimited domestic and international lounge access applies to both primary and add-on cardholders, with no spend-based criteria.
- Unlimited domestic and international lounge access applies to both primary and add-on cardholders, with no spend-based criteria.
- Complimentary Priority Pass membership for both the primary and Plus cardholder
- Comp Priority Pass is provided to primary and Plus cardholders; guest visits are charged at USD 27 plus GST.
2%Forex markup
Best for
Luxury, Travel, Lounge, Golf, Low Forex, Movies
Top rewards
Hotels Via IShop: 72 Reward Points / ₹200 spent (12X); Flights Via IShop: 36 Reward Points / ₹200 spent (6X); Utility Spends: 6 Reward Points / ₹200 spent
| Feature | MakeMyTrip Credit Card | Emeralde Private Metal Credit Card |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | Mastercard, RuPay | Visa |
| Joining fee | Rs 999 | Rs 12,499 |
| Annual fee | Rs 999 | Rs 12,499 |
| Fee waiver spend | Rs 3,00,000 | Rs 10,00,000 |
| Reward type | MyCash | Reward Points |
| Best for | Travel, Makemytrip, Low Forex, Lounge, Rupay | Luxury, Travel, Lounge, Golf, Low Forex, Movies |
| Top reward categories | MakeMyTrip Hotel Bookings: 6 myCash / ₹100 spent; MakeMyTrip Flight Bookings: 3 myCash / ₹100 spent; Other Retail Spends: 1 myCash / ₹100 spent | Hotels Via IShop: 72 Reward Points / ₹200 spent (12X); Flights Via IShop: 36 Reward Points / ₹200 spent (6X); Utility Spends: 6 Reward Points / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Hotels Via IShop: Daily 10,000 Reward Points, Monthly 18,000 Reward Points; Flights Via IShop: Daily 10,000 Reward Points, Monthly 18,000 Reward Points |
| Domestic lounge | 8 | Unlimited |
| International lounge | 1 | Unlimited |
| Forex markup | 0.99% | 2% |
| Milestone benefits | Upgrade to a higher MMTBLACK membership tier on spending ₹2 lakh or more on MakeMyTrip annually | EaseMyTrip air travel voucher worth ₹3,000 on reaching ₹4 lakh annual spend, Additional EaseMyTrip air travel voucher worth ₹3,000 on reaching ₹8 lakh annual spend |
| Redemption | Not Listed | SmartBuy travel: upto ₹ 1 per point; Air miles: upto ₹ 1 per point; Statement credit: upto ₹ 0.4 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, EMI transactions, Balance transfers | fuel transactions, rent payments, government transactions and services, tax payments, e-wallet loading |