MakeMyTrip ICICI Bank Credit Card
Rs 999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access (8 visits per year, max 2 per quarter) requires spending Rs 75,000 in the previous calendar quarter.
- Complimentary international lounge access (1 visit per year) requires Priority Pass membership.
0.99%Forex markup
Best for
travel, makemytrip, low forex, lounge, rupay
Top rewards
MakeMyTrip Hotel bookings: 6 myCash / Rs 100 spent; MakeMyTrip flight bookings: 3 myCash / Rs 100 spent; Other retail spends: 1 myCash / Rs 100 spent
ICICI Bank Emeralde Private Metal Credit Card
Rs 12,499Annual fee
Rs 10,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Unlimited domestic and international lounge access applies to both primary and add-on cardholders, with no spend-based criteria.
- Unlimited domestic and international lounge access applies to both primary and add-on cardholders, with no spend-based criteria.
- Complimentary Priority Pass membership for both the primary and Plus cardholder
- Comp Priority Pass is provided to primary and Plus cardholders; guest visits are charged at USD 27 plus GST.
2%Forex markup
Best for
luxury, travel, lounge, golf, low forex, movies
Top rewards
Hotels via iShop: 72 Reward Points / Rs 200 spent (12X); Flights via iShop: 36 Reward Points / Rs 200 spent (6X); Utility spends: 6 Reward Points / Rs 200 spent
| Feature | MakeMyTrip ICICI Bank Credit Card | ICICI Bank Emeralde Private Metal Credit Card |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | Mastercard, RuPay | Visa |
| Joining fee | Rs 999 | Rs 12,499 |
| Annual fee | Rs 999 | Rs 12,499 |
| Fee waiver spend | Rs 3,00,000 | Rs 10,00,000 |
| Reward type | myCash | reward points |
| Best for | travel, makemytrip, low forex, lounge, rupay | luxury, travel, lounge, golf, low forex, movies |
| Top reward categories | MakeMyTrip Hotel bookings: 6 myCash / Rs 100 spent; MakeMyTrip flight bookings: 3 myCash / Rs 100 spent; Other retail spends: 1 myCash / Rs 100 spent | Hotels via iShop: 72 Reward Points / Rs 200 spent (12X); Flights via iShop: 36 Reward Points / Rs 200 spent (6X); Utility spends: 6 Reward Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | smartbuy hotels: daily 10,000 reward points, monthly 18,000 reward points; smartbuy flights: daily 10,000 reward points, monthly 18,000 reward points |
| Domestic lounge | 8 | Unlimited |
| International lounge | 1 | Unlimited |
| Forex markup | 0.99% | 2% |
| Milestone benefits | Upgrade to a higher MMTBLACK membership tier on spending Rs 2 lakh or more on MakeMyTrip annually | EaseMyTrip air travel voucher worth Rs 3,000 on reaching Rs 4 lakh annual spend, Additional EaseMyTrip air travel voucher worth Rs 3,000 on reaching Rs 8 lakh annual spend |
| Redemption | Not listed | SmartBuy travel: upto Rs 1 per point; Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.4 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, EMI transactions, Balance transfers | fuel transactions, rent payments, government transactions and services, tax payments, e-wallet loading |