ICICI Bank Emeralde Credit Card
Rs 12,000Annual fee
Rs 10,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Unlimited complimentary domestic and international lounge access for the primary cardholder; no spends criteria applies.
- Unlimited complimentary domestic and international lounge access for the primary cardholder; no spends criteria applies.
2%Forex markup
Best for
premium, travel, lounge, golf, movies
Top rewards
International spends: 4 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent; Other spends: 4 Reward Points / Rs 100 spent
ICICI Bank Emeralde Private Metal Credit Card
Rs 12,499Annual fee
Rs 10,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Unlimited domestic and international lounge access applies to both primary and add-on cardholders, with no spend-based criteria.
- Unlimited domestic and international lounge access applies to both primary and add-on cardholders, with no spend-based criteria.
- Complimentary Priority Pass membership for both the primary and Plus cardholder
- Comp Priority Pass is provided to primary and Plus cardholders; guest visits are charged at USD 27 plus GST.
2%Forex markup
Best for
luxury, travel, lounge, golf, low forex, movies
Top rewards
Hotels via iShop: 72 Reward Points / Rs 200 spent (12X); Flights via iShop: 36 Reward Points / Rs 200 spent (6X); Utility spends: 6 Reward Points / Rs 200 spent
| Feature | ICICI Bank Emeralde Credit Card | ICICI Bank Emeralde Private Metal Credit Card |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | Mastercard, American Express | Visa |
| Joining fee | Rs 12,000 | Rs 12,499 |
| Annual fee | Rs 12,000 | Rs 12,499 |
| Fee waiver spend | Rs 10,00,000 | Rs 10,00,000 |
| Reward type | reward points | reward points |
| Best for | premium, travel, lounge, golf, movies | luxury, travel, lounge, golf, low forex, movies |
| Top reward categories | International spends: 4 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent; Other spends: 4 Reward Points / Rs 100 spent | Hotels via iShop: 72 Reward Points / Rs 200 spent (12X); Flights via iShop: 36 Reward Points / Rs 200 spent (6X); Utility spends: 6 Reward Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | smartbuy hotels: daily 10,000 reward points, monthly 18,000 reward points; smartbuy flights: daily 10,000 reward points, monthly 18,000 reward points |
| Domestic lounge | Unlimited | Unlimited |
| International lounge | Unlimited | Unlimited |
| Forex markup | 2% | 2% |
| Milestone benefits | Not listed | EaseMyTrip air travel voucher worth Rs 3,000 on reaching Rs 4 lakh annual spend, Additional EaseMyTrip air travel voucher worth Rs 3,000 on reaching Rs 8 lakh annual spend |
| Redemption | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point | SmartBuy travel: upto Rs 1 per point; Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.4 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions | fuel transactions, rent payments, government transactions and services, tax payments, e-wallet loading |