Coral RuPay Credit Card
Rs 500Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- Offers 1 complimentary domestic airport lounge access per quarter, subject to spending ₹75,000 in the preceding calendar quarter.
- Offers 1 complimentary domestic railway lounge access per quarter (no spends criteria).
- One complimentary domestic railway lounge visit per quarter
3.5%Forex markup
Best for
UPI, Movies, Railway Lounge, Entry Level, Rupay
Top rewards
Other Retail Spends: 2 Reward Points / ₹100 spent; Utility & Insurance Spends: 1 Reward Point / ₹100 spent; Merchant UPI Spends: 2 Reward Points / ₹100 spent
Coral Credit Card
Rs 500Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- One complimentary domestic airport lounge visit per quarter, subject to spending ₹35,000 in the preceding calendar quarter
- Complimentary domestic airport lounge access (1 visit per quarter) requires a minimum spend of ₹35,000 in the previous calendar quarter.
- Complimentary railway lounge access (1 visit per quarter) is unconditional (no spend criteria).
- One complimentary railway lounge visit per quarter
- Complimentary railway lounge access (1 visit per quarter) is unconditional (no spend criteria).
- One complimentary railway lounge visit per quarter
3.5%Forex markup
Best for
Movies, Railway Lounge, Fuel, Entry Level, Rupay
Top rewards
Utility & Insurance Spends: 1 Reward Point / ₹100 spent; Other Spends: 2 Reward Points / ₹100 spent
| Feature | Coral RuPay Credit Card | Coral Credit Card |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | RuPay | Visa, Mastercard, American Express, RuPay |
| Joining fee | Rs 500 | Rs 500 |
| Annual fee | Rs 500 | Rs 500 |
| Fee waiver spend | Rs 1,50,000 | Rs 1,50,000 |
| Reward type | Reward Points | Reward Points |
| Best for | UPI, Movies, Railway Lounge, Entry Level, Rupay | Movies, Railway Lounge, Fuel, Entry Level, Rupay |
| Top reward categories | Other Retail Spends: 2 Reward Points / ₹100 spent; Utility & Insurance Spends: 1 Reward Point / ₹100 spent; Merchant UPI Spends: 2 Reward Points / ₹100 spent | Utility & Insurance Spends: 1 Reward Point / ₹100 spent; Other Spends: 2 Reward Points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 2,000 reward points on spending ₹2,00,000 and 1,000 reward points each time ₹1,00,000 spend is crossed thereafter in an anniversary year, capped at 10,000 points per year | 2,000 reward points on spending ₹2,00,000 and 1,000 reward points each time ₹1,00,000 spend is crossed thereafter in an anniversary year, capped at 10,000 points per year |
| Redemption | Air miles: upto ₹ 0.1667 per point; Statement credit: upto ₹ 0.25 per point | Air miles: upto ₹ 0.1667 per point; Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions |