Amazon Pay Credit Card
Rs 0Annual fee
0Domestic lounge
1.99%Forex markup
Best for
Amazon, Amazon Pay Merchants, Online, Lifetime Free
Top rewards
Amazon.in (Prime Members): 5% cashback; Amazon.in (Non-Prime Members): 3% cashback; Amazon Pay Partner Merchants: 2% cashback
Paisabazaar PaisaSave RuPay Credit Card
Rs 0Annual fee
0Domestic lounge
3.4%Forex markup
Best for
UPI, Cashback, Lifetime Free, Co-Branded
Top rewards
UPI Scan & Pay Spends: 2 Reward Points per INR 200 spent on UPI transactions above ₹2,000
| Feature | Amazon Pay Credit Card | Paisabazaar PaisaSave RuPay Credit Card |
|---|---|---|
| Issuer | ICICI Bank | YES Bank |
| Network | Visa | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | Cashback | Cashback As YES Rewardz Points |
| Best for | Amazon, Amazon Pay Merchants, Online, Lifetime Free | UPI, Cashback, Lifetime Free, Co-Branded |
| Top reward categories | Amazon.in (Prime Members): 5% cashback; Amazon.in (Non-Prime Members): 3% cashback; Amazon Pay Partner Merchants: 2% cashback | UPI Scan & Pay Spends: 2 Reward Points per INR 200 spent on UPI transactions above ₹2,000 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 1.99% | 3.4% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Not Listed | Statement credit: upto ₹ 1 per point |
| Key exclusions | fuel, rent transactions, gold, silver, and precious metals, tax-related payments, education transactions, international transactions | Fuel spends, Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, UPI scan & pay transactions up to ₹2,000 |