TravelOne Credit Card
Rs 4,999Annual fee
Rs 8,00,000Fee waiver spend
6Domestic lounge
3.5%Forex markup
Best for
Travel, Airlines, Hotels, Lounge, Miles
Top rewards
Hotels Via HSBC: Up to 24 Reward Points / ₹100; Flights Via HSBC: Up to 16 Reward Points / ₹100; Car Rentals Via HSBC: Up to 8 Reward Points / ₹100
HORIZON Credit Card
Rs 3,000Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic lounge visits per quarter (8 per year)
- 2 complimentary international lounge visits per quarter (8 per year)
3.5%Forex markup
Best for
Travel, Airlines, Travel EDGE, Lounge, Miles
Top rewards
Travel EDGE And Airline Websites: 5 EDGE Miles / ₹100 spent on Travel EDGE and airline websites; Other Eligible Retail Spends: 2 EDGE Miles / ₹100 spent
| Feature | TravelOne Credit Card | HORIZON Credit Card |
|---|---|---|
| Issuer | HSBC Bank | Axis Bank |
| Network | Mastercard | Visa |
| Joining fee | Rs 4,999 | Rs 3,000 |
| Annual fee | Rs 4,999 | Rs 3,000 |
| Fee waiver spend | Rs 8,00,000 | - |
| Reward type | Reward Points | EDGE Miles |
| Best for | Travel, Airlines, Hotels, Lounge, Miles | Travel, Airlines, Travel EDGE, Lounge, Miles |
| Top reward categories | Hotels Via HSBC: Up to 24 Reward Points / ₹100; Flights Via HSBC: Up to 16 Reward Points / ₹100; Car Rentals Via HSBC: Up to 8 Reward Points / ₹100 | Travel EDGE And Airline Websites: 5 EDGE Miles / ₹100 spent on Travel EDGE and airline websites; Other Eligible Retail Spends: 2 EDGE Miles / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 6 | 8 |
| International lounge | 4 | 8 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 10,000 bonus reward points on annual spends above ₹12 lakh | 1,500 EDGE Miles renewal benefit from the second card anniversary year onward |
| Redemption | Air miles: upto ₹ 1 per point | Travel EDGE travel: upto ₹ 1 per point; Air miles: upto ₹ 1 per point |
| Key exclusions | Utilities, Fuel, Tax payments, Real estate and property managers, Non-financial institutions, Money transfers | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |