Infinia Metal Edition Credit Card
Rs 12,500Annual fee
Rs 10,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- A verification transaction fee of ₹2 is charged at domestic lounge terminals inside India for Visa cardholders, which is later reversed.
- Unlimited complimentary airport lounge access worldwide via Priority Pass (for both primary and add-on cardholders)
- Priority Pass lounge visits outside India by guests or visits exceeding the complimentary limit are charged at USD 27 + GST per person per visit. Add-on cardholders must use their own Priority Pass card; otherwise they are billed as guests.
2%Forex markup
Best for
Premium Travel, Lounge, SmartBuy, Golf, Luxury Lifestyle
Top rewards
SmartBuy Hotels: Up to 10X Reward Points; SmartBuy Flights: Up to 5X Reward Points; SmartBuy Gyftr: Up to 5X Reward Points
Magnus for Burgundy Credit Card
Rs 30,000Annual fee
Rs 30,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Domestic lounge access requires minimum spends of ₹50,000 in the previous 3 calendar months; the spend condition is waived for the month of issuance plus the next 3 calendar months.
- Unlimited domestic and international lounge access applies to primary cardholder; guest visits are limited to 4 domestic guest visits per calendar year and 4 international guest visits per card anniversary year on Priority Pass.
2%Forex markup
Best for
Premium Travel, Lounge, Partner Miles, Travel EDGE, Burgundy Relationship
Top rewards
Travel EDGE: 60 EDGE REWARD Points / ₹200 upto ₹2 lakh per calendar month, then 35 EDGE REWARD Points / ₹200; Eligible Spends Up To ₹1.5 Lakh Per Calendar Month: 12 EDGE REWARD Points / ₹200; Eligible Incremental Spends Above ₹1.5 Lakh Per Calendar Month: 35 EDGE REWARD Points / ₹200
| Feature | Infinia Metal Edition Credit Card | Magnus for Burgundy Credit Card |
|---|---|---|
| Issuer | HDFC Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 12,500 | Rs 30,000 |
| Annual fee | Rs 12,500 | Rs 30,000 |
| Fee waiver spend | Rs 10,00,000 | Rs 30,00,000 |
| Reward type | Reward Points | EDGE Reward Points |
| Best for | Premium Travel, Lounge, SmartBuy, Golf, Luxury Lifestyle | Premium Travel, Lounge, Partner Miles, Travel EDGE, Burgundy Relationship |
| Top reward categories | SmartBuy Hotels: Up to 10X Reward Points; SmartBuy Flights: Up to 5X Reward Points; SmartBuy Gyftr: Up to 5X Reward Points | Travel EDGE: 60 EDGE REWARD Points / ₹200 upto ₹2 lakh per calendar month, then 35 EDGE REWARD Points / ₹200; Eligible Spends Up To ₹1.5 Lakh Per Calendar Month: 12 EDGE REWARD Points / ₹200; Eligible Incremental Spends Above ₹1.5 Lakh Per Calendar Month: 35 EDGE REWARD Points / ₹200 |
| SmartBuy / accelerated caps | SmartBuy Hotels: Daily 15,000 Reward Points, Monthly 15,000 Reward Points; SmartBuy Flights: Daily 15,000 Reward Points, Monthly 15,000 Reward Points; SmartBuy Gyftr: Daily 15,000 Reward Points, Monthly 3,000 Reward Points | Not Listed |
| Domestic lounge | Unlimited | Unlimited |
| International lounge | Unlimited | Unlimited |
| Forex markup | 2% | 2% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | SmartBuy travel: upto ₹ 1 per point; Air miles: upto ₹ 1 per point; Statement credit: upto ₹ 0.3 per point | Air miles: upto ₹ 0.8 per point; Statement credit: upto ₹ 0.2 per point |
| Key exclusions | fuel, rent, wallet loads, government transactions, cash withdrawal, emi transactions | utility and telecom spends, wallet loads, government spends, insurance, gold and jewellery, fuel |