HDFC Bank Infinia Metal Edition Credit Card
Rs 12,500Annual fee
Rs 10,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- A verification transaction fee of Rs 2 is charged at domestic lounge terminals inside India for Visa cardholders, which is later reversed.
- Unlimited complimentary airport lounge access worldwide via Priority Pass (for both primary and add-on cardholders)
- Priority Pass lounge visits outside India by guests or visits exceeding the complimentary limit are charged at USD 27 + GST per person per visit. Add-on cardholders must use their own Priority Pass card; otherwise they are billed as guests.
2%Forex markup
Best for
premium travel, lounge, smartbuy, golf, luxury lifestyle
Top rewards
smartbuy hotels: Up to 10X Reward Points; smartbuy flights: Up to 5X Reward Points; smartbuy gyftr: Up to 5X Reward Points
Axis Bank Magnus Credit Card for Burgundy
Rs 30,000Annual fee
Rs 30,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Domestic lounge access requires minimum spends of Rs 50,000 in the previous 3 calendar months; the spend condition is waived for the month of issuance plus the next 3 calendar months.
- Unlimited domestic and international lounge access applies to primary cardholder; guest visits are limited to 4 domestic guest visits per calendar year and 4 international guest visits per card anniversary year on Priority Pass.
2%Forex markup
Best for
premium travel, lounge, partner miles, travel edge, burgundy relationship
Top rewards
Travel EDGE: 60 EDGE REWARD Points / Rs 200 upto Rs 2 lakh per calendar month, then 35 EDGE REWARD Points / Rs 200; Eligible spends up to Rs 1.5 lakh per calendar month: 12 EDGE REWARD Points / Rs 200; Eligible incremental spends above Rs 1.5 lakh per calendar month: 35 EDGE REWARD Points / Rs 200
| Feature | HDFC Bank Infinia Metal Edition Credit Card | Axis Bank Magnus Credit Card for Burgundy |
|---|---|---|
| Issuer | HDFC Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 12,500 | Rs 30,000 |
| Annual fee | Rs 12,500 | Rs 30,000 |
| Fee waiver spend | Rs 10,00,000 | Rs 30,00,000 |
| Reward type | reward points | edge reward points |
| Best for | premium travel, lounge, smartbuy, golf, luxury lifestyle | premium travel, lounge, partner miles, travel edge, burgundy relationship |
| Top reward categories | smartbuy hotels: Up to 10X Reward Points; smartbuy flights: Up to 5X Reward Points; smartbuy gyftr: Up to 5X Reward Points | Travel EDGE: 60 EDGE REWARD Points / Rs 200 upto Rs 2 lakh per calendar month, then 35 EDGE REWARD Points / Rs 200; Eligible spends up to Rs 1.5 lakh per calendar month: 12 EDGE REWARD Points / Rs 200; Eligible incremental spends above Rs 1.5 lakh per calendar month: 35 EDGE REWARD Points / Rs 200 |
| SmartBuy / accelerated caps | smartbuy hotels: daily 15,000 reward points, monthly 15,000 reward points; smartbuy flights: daily 15,000 reward points, monthly 15,000 reward points; smartbuy gyftr: daily 15,000 reward points, monthly 15,000 reward points | Not listed |
| Domestic lounge | Unlimited | Unlimited |
| International lounge | Unlimited | Unlimited |
| Forex markup | 2% | 2% |
| Milestone benefits | Not listed | Not listed |
| Redemption | SmartBuy travel: upto Rs 1 per point; Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.3 per point | Not listed |
| Key exclusions | fuel, rent, wallet loads, government transactions, cash withdrawal, emi transactions | utility and telecom spends, wallet loads, government spends, insurance, gold and jewellery, fuel |