Federal Bank Celesta Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per quarter (subject to minimum spend of Rs 60,000 in the preceding quarter).
- 2 complimentary international airport lounge visits per calendar year.
2%Forex markup
Best for
travel, lounge, dining, international, lifetime free, premium
Top rewards
Travel spends: 3 Reward Points / Rs 100 spent; International spends: 3 Reward Points / Rs 100 spent; Dining spends: 2 Reward Points / Rs 100 spent
RBL Bank World Max Credit Card
Rs 3,000Annual fee
6Domestic lounge
Domestic lounge conditions
- 2 complimentary visits per quarter, unlocked by spending ₹35,000 or more in the preceding calendar quarter (excl. rental spends)
2%Forex markup
Best for
dining, travel, lounge, premium
Top rewards
Weekend dining spends: 20 Reward Points / Rs 100 spent; Online spends: 4 Reward Points / Rs 100 spent; Other eligible retail spends (including weekday dining): 2 Reward Points / Rs 100 spent
| Feature | Federal Bank Celesta Credit Card | RBL Bank World Max Credit Card |
|---|---|---|
| Issuer | Federal Bank | RBL Bank |
| Network | Mastercard | Visa |
| Joining fee | Rs 0 | Rs 3,000 |
| Annual fee | Rs 0 | Rs 3,000 |
| Reward type | reward points | reward points |
| Best for | travel, lounge, dining, international, lifetime free, premium | dining, travel, lounge, premium |
| Top reward categories | Travel spends: 3 Reward Points / Rs 100 spent; International spends: 3 Reward Points / Rs 100 spent; Dining spends: 2 Reward Points / Rs 100 spent | Weekend dining spends: 20 Reward Points / Rs 100 spent; Online spends: 4 Reward Points / Rs 100 spent; Other eligible retail spends (including weekday dining): 2 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 6 |
| International lounge | 2 | 0 |
| Forex markup | 2% | 2% |
| Milestone benefits | Not listed | Earn 1,500 bonus reward points on monthly spends of ₹25,000, Earn additional 1,000 bonus points on monthly spends of ₹40,000, Earn additional 1,000 bonus points on monthly spends of ₹50,000 |
| Redemption | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point | Not listed |
| Key exclusions | Fuel transactions, Cash advance transactions, Rent payments, Wallet loading transactions, EMI transactions, Government transactions | Fuel transactions, Utility bill payments, Insurance spends, Rent and real estate payments, Education payments, Wallet loading |