Equitas Tiga Credit Card
Rs 500Annual fee
Rs 1,20,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
upi, cashback, fuel
Top rewards
UPI, contactless, and Pay-by-3 merchant spends: 3 Reward Points / Rs 100 spent; Other retail spends: 1 Reward Point / Rs 100 spent
INDIANOIL AXIS BANK Credit Card
Rs 500Annual fee
Rs 3,50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
fuel, indianoil, online shopping, movies, upi
Top rewards
fuel: 20 EDGE REWARD Points / Rs 100 spent at IndianOil outlets; online: 5 EDGE REWARD Points / Rs 100 spent on online shopping; base: 1 EDGE REWARD Point / Rs 100 spent on other eligible retail spends
| Feature | Equitas Tiga Credit Card | INDIANOIL AXIS BANK Credit Card |
|---|---|---|
| Issuer | Equitas Small Finance Bank | Axis Bank |
| Network | Visa, RuPay | RuPay, Visa |
| Joining fee | Rs 500 | Rs 500 |
| Annual fee | Rs 500 | Rs 500 |
| Fee waiver spend | Rs 1,20,000 | Rs 3,50,000 |
| Reward type | reward points | edge reward points |
| Best for | upi, cashback, fuel | fuel, indianoil, online shopping, movies, upi |
| Top reward categories | UPI, contactless, and Pay-by-3 merchant spends: 3 Reward Points / Rs 100 spent; Other retail spends: 1 Reward Point / Rs 100 spent | fuel: 20 EDGE REWARD Points / Rs 100 spent at IndianOil outlets; online: 5 EDGE REWARD Points / Rs 100 spent on online shopping; base: 1 EDGE REWARD Point / Rs 100 spent on other eligible retail spends |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Not listed | Statement credit: upto Rs 0.2 per point |
| Key exclusions | Fuel transactions (surcharge waiver only, no reward points), Cash advance transactions, EMI conversion transactions, Wallet loading transactions, Rent payments, Government spends & tax payments | Fuel spends at non-IOCL outlets, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |