Selfe Credit Card
Rs 1,000Annual fee
Rs 2,40,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic airport lounge access per calendar quarter (4 per year).
3.5%Forex markup
Best for
Dining, Grocery, Online, Lifestyle
Top rewards
2 Chosen Accelerated Categories: Apparel, Dining, Grocery, Utility, Or Taxi: 10 Reward Points / ₹100 spent (on 2 chosen categories); All Other Retail Spends: 2 Reward Points / ₹100 spent
Indigo Credit Card
Rs 799Annual fee
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
- Requires spends of ₹50,000 in the preceding 3 calendar months to unlock access (new cardholders are exempt for the month of card issuance and the next 3 calendar months).
3.5%Forex markup
Best for
Indigo, Flights, Travel, Grocery, Dining
Top rewards
IndiGo Flight Bookings: 3 IndiGo BluChips / ₹100 spent; Grocery Spends: 2 IndiGo BluChips / ₹100 spent; Dining Spends: 2 IndiGo BluChips / ₹100 spent
| Feature | Selfe Credit Card | Indigo Credit Card |
|---|---|---|
| Issuer | Equitas Small Finance Bank | Axis Bank |
| Network | Visa, RuPay | Visa |
| Joining fee | Rs 1,000 | Rs 799 |
| Annual fee | Rs 1,000 | Rs 799 |
| Fee waiver spend | Rs 2,40,000 | - |
| Reward type | Reward Points | Indigo Bluchips |
| Best for | Dining, Grocery, Online, Lifestyle | Indigo, Flights, Travel, Grocery, Dining |
| Top reward categories | 2 Chosen Accelerated Categories: Apparel, Dining, Grocery, Utility, Or Taxi: 10 Reward Points / ₹100 spent (on 2 chosen categories); All Other Retail Spends: 2 Reward Points / ₹100 spent | IndiGo Flight Bookings: 3 IndiGo BluChips / ₹100 spent; Grocery Spends: 2 IndiGo BluChips / ₹100 spent; Dining Spends: 2 IndiGo BluChips / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Not Listed | Not Listed |
| Key exclusions | Fuel transactions (surcharge waiver only, no reward points), Cash advance transactions, EMI conversion transactions, Wallet loading transactions, Rent payments, Government spends & tax payments | fuel, rent, wallet load, education payments via third-party apps, utilities, transactions excluded under IndiGo Axis Bank Credit Card terms |