Equitas PowerMiles Credit Card
Rs 5,000Annual fee
Rs 4,80,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per calendar quarter (8 per year) at 40+ lounges.
- 1 complimentary international airport lounge visit per calendar quarter (4 per year) at 1000+ lounges worldwide.
2%Forex markup
Best for
travel, international, lounge, premium
Top rewards
International POS and online purchases: 9 Reward Points / Rs 100 spent (3X on international); All other retail spends: 3 Reward Points / Rs 100 spent
KrisFlyer SBI Card Apex
Rs 9,999Annual fee
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic and international lounge visits are capped at 2 visits per quarter.
- Complimentary Priority Pass membership included
- Complimentary Priority Pass membership included for primary cardholder.
- Priority Pass membership is complimentary for the primary cardholder for the first 2 card membership years.
- International lounge visits beyond the complimentary limit or by guests are charged at USD 27 plus taxes per visit.
3.5%Forex markup
Best for
singapore airlines, international travel, travel, lounge, premium
Top rewards
Singapore Airlines Group Spends: 10 KrisFlyer Miles per Rs 200; International Spends: 8 KrisFlyer Miles per Rs 200; Other Eligible Spends: 6 KrisFlyer Miles per Rs 200
| Feature | Equitas PowerMiles Credit Card | KrisFlyer SBI Card Apex |
|---|---|---|
| Issuer | Equitas Small Finance Bank | SBI Card |
| Network | Visa | American Express |
| Joining fee | Rs 5,000 | Rs 9,999 |
| Annual fee | Rs 5,000 | Rs 9,999 |
| Fee waiver spend | Rs 4,80,000 | - |
| Reward type | reward points | KrisFlyer Miles |
| Best for | travel, international, lounge, premium | singapore airlines, international travel, travel, lounge, premium |
| Top reward categories | International POS and online purchases: 9 Reward Points / Rs 100 spent (3X on international); All other retail spends: 3 Reward Points / Rs 100 spent | Singapore Airlines Group Spends: 10 KrisFlyer Miles per Rs 200; International Spends: 8 KrisFlyer Miles per Rs 200; Other Eligible Spends: 6 KrisFlyer Miles per Rs 200 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 4 | 8 |
| Forex markup | 2% | 3.5% |
| Milestone benefits | Not listed | 10,000 bonus KrisFlyer Miles on reaching Rs 5 Lakh in annual spends, KrisFlyer Elite Gold tier upgrade on spending Rs 7.5 Lakh or more on Singapore Airlines Group booking channels, 3,000 bonus KrisFlyer Miles on cumulative annual spends of Rs 10 Lakh |
| Redemption | Not listed | Air miles: upto Rs 0.8 per point |
| Key exclusions | Fuel transactions (surcharge waiver only, no reward points), Cash advance transactions, EMI conversion transactions, Wallet loading transactions, Rent payments, Government spends & tax payments | fuel spends, property rental payments, utility bill payments, e-wallet uploads, government transactions, EMI transactions |